/* ============================================================
   Collections Corp — Insurance Recoveries Mockup
   Brand palette derived from live site: dark navy text,
   yellow accent CTA, light off-white background.
   ============================================================ */

:root {
  /* Type scale */
  --text-xs: clamp(0.75rem, 0.7rem + 0.25vw, 0.875rem);
  --text-sm: clamp(0.875rem, 0.8rem + 0.35vw, 1rem);
  --text-base: clamp(1rem, 0.95rem + 0.25vw, 1.125rem);
  --text-lg: clamp(1.125rem, 1rem + 0.75vw, 1.5rem);
  --text-xl: clamp(1.5rem, 1.2rem + 1.25vw, 2.25rem);
  --text-2xl: clamp(2rem, 1.4rem + 2vw, 3.25rem);
  --text-hero: clamp(2.5rem, 1.2rem + 4.5vw, 5.5rem);

  /* Spacing */
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.25rem;
  --space-6: 1.5rem;
  --space-8: 2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;
  --space-32: 8rem;

  /* Colors — derived from live Collections Corp brand */
  --color-bg: #f3f4f6;
  --color-surface: #ffffff;
  --color-surface-tint: #e9ebef;
  --color-text: #111827;
  --color-text-muted: #4b5563;
  --color-text-faint: #9ca3af;
  --color-border: #e4e3df;
  --color-divider: #ececea;

  /* Yellow accent (matches existing "Enquire Now" button) */
  --color-accent: #f0dd0a;
  --color-accent-hover: #dbc905;
  --color-accent-ink: #111827;

  /* Dark navy (for the "Why us" band + footer) */
  --color-dark: #1f2937;
  --color-dark-surface: #111827;
  --color-dark-text: #f3f4f6;
  --color-dark-muted: #9ca3af;
  --color-dark-border: #374151;

  /* Supporting */
  --color-green: #4b8c3a;
  --color-red: #c23d4a;

  /* Brand lime (from CollectionsCorp "Corp" wordmark) */
  --color-lime: #6ec53a;
  --color-lime-hover: #5cb02f;
  --color-lime-ink: #0e2607;
  --color-lime-soft: #eef9e6;
  --color-lime-soft-2: #d8f0c5;

  /* Radius */
  --radius-sm: 0.375rem;
  --radius-md: 0.625rem;
  --radius-lg: 1rem;
  --radius-xl: 1.5rem;
  --radius-full: 9999px;

  /* Shadows */
  --shadow-sm: 0 1px 2px rgba(15, 17, 22, 0.05), 0 1px 3px rgba(15, 17, 22, 0.04);
  --shadow-md: 0 4px 14px rgba(15, 17, 22, 0.08);
  --shadow-lg: 0 18px 40px rgba(15, 17, 22, 0.12);

  --transition: 200ms cubic-bezier(0.16, 1, 0.3, 1);

  /* Fonts */
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Helvetica Neue', sans-serif;
  --font-display: 'Radio Canada Big', 'Inter Tight', 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-serif: 'Newsreader', var(--font-serif);

  /* Content widths */
  --container: 1200px;
  --container-narrow: 820px;
}

/* ============================================================
   Base
   ============================================================ */

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  scroll-behavior: smooth;
  scroll-padding-top: 100px;
}

body {
  min-height: 100dvh;
  font-family: var(--font-body);
  font-size: var(--text-base);
  line-height: 1.6;
  color: var(--color-text);
  background: var(--color-bg);
  font-feature-settings: 'cv11', 'ss01';
}

img, svg, picture, video { display: block; max-width: 100%; height: auto; }
ul[role='list'] { list-style: none; }
button { cursor: pointer; background: none; border: none; font: inherit; color: inherit; }
a { color: inherit; text-decoration: none; }

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 700;
  letter-spacing: -0.02em;
  line-height: 1.1;
  text-wrap: balance;
}

p { text-wrap: pretty; }
em { font-family: var(--font-serif); font-style: italic; font-weight: 500; letter-spacing: -0.005em; }

a, button, [role='button'] {
  transition: color var(--transition), background var(--transition),
    border-color var(--transition), box-shadow var(--transition),
    transform var(--transition);
}

:focus-visible {
  outline: 2px solid var(--color-accent);
  outline-offset: 3px;
  border-radius: var(--radius-sm);
}

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding-inline: var(--space-6);
}
.container--narrow { max-width: var(--container-narrow); }

@media (prefers-reduced-motion: reduce) {
  * { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
}

/* ============================================================
   Shared atoms
   ============================================================ */

.eyebrow {
  display: inline-block;
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  margin-bottom: var(--space-4);
}
.eyebrow--center { display: block; text-align: center; }
.eyebrow--light { color: rgba(255, 255, 255, 0.6); }

.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 600;
  font-size: var(--text-sm);
  padding: 0.7rem 1.15rem;
  border-radius: var(--radius-full);
  border: 1px solid transparent;
  white-space: nowrap;
  line-height: 1;
}
.btn--lg { padding: 0.95rem 1.6rem; font-size: var(--text-base); }

.btn--primary {
  background: var(--color-accent);
  color: var(--color-accent-ink);
  box-shadow: 0 4px 14px rgba(255, 212, 58, 0.35);
}
.btn--primary:hover { background: var(--color-accent-hover); transform: translateY(-1px); box-shadow: 0 8px 22px rgba(240, 221, 10, 0.45); }

.btn--secondary {
  background: var(--color-text);
  color: var(--color-surface);
  border-color: var(--color-text);
}
.btn--secondary:hover { background: transparent; color: var(--color-text); }

.btn--ghost {
  background: transparent;
  color: var(--color-text);
  border-color: var(--color-border);
}
.btn--ghost:hover { background: var(--color-surface); border-color: var(--color-text); }

.btn--ghost-light {
  background: transparent;
  color: #ffffff;
  border-color: rgba(255, 255, 255, 0.35);
}
.btn--ghost-light:hover { background: rgba(255, 255, 255, 0.1); border-color: #ffffff; }

.link {
  color: var(--color-text);
  font-weight: 600;
  border-bottom: 1px solid currentColor;
  padding-bottom: 1px;
}
.link:hover { color: var(--color-text-muted); }

.check {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 18px;
  height: 18px;
  border-radius: var(--radius-full);
  background: var(--color-accent);
  color: var(--color-accent-ink);
  font-size: 11px;
  font-weight: 700;
  margin-right: 0.5rem;
  flex-shrink: 0;
}

/* ============================================================
   Utility bar + header
   ============================================================ */

.util-bar {
  background: var(--color-text);
  color: rgba(255, 255, 255, 0.85);
  font-size: var(--text-xs);
}
.util-bar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  padding: 0.55rem var(--space-6);
  flex-wrap: wrap;
}
.util-bar__item { display: inline-flex; align-items: center; gap: 0.5rem; }
.util-bar__link { color: var(--color-accent); font-weight: 600; }
.util-bar__link:hover { color: #fff; }
.util-bar__dot { width: 7px; height: 7px; border-radius: 50%; background: #4ade80; display: inline-block; }

.header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(245, 245, 243, 0.82);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--color-divider);
}
.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-6);
  padding-block: var(--space-4);
}

.logo {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  color: var(--color-text);
  font-weight: 700;
  font-size: var(--text-base);
  letter-spacing: -0.02em;
}
.logo__text { line-height: 1; }
.logo__accent { color: var(--color-accent-hover); }
.logo--light { color: #fff; }
.logo--light .logo__accent { color: var(--color-accent); }

.nav {
  display: flex;
  gap: var(--space-8);
  font-size: var(--text-sm);
  font-weight: 500;
}
.nav a { color: var(--color-text); position: relative; }
.nav a:hover { color: var(--color-text-muted); }
.nav a::after {
  content: '';
  position: absolute;
  bottom: -4px; left: 0;
  width: 0; height: 2px;
  background: var(--color-accent);
  transition: width var(--transition);
}
.nav a:hover::after { width: 100%; }

.header__cta { display: flex; gap: var(--space-3); }

@media (max-width: 960px) {
  .nav { display: none; }
  .header__cta .btn--ghost { display: none; }
}
@media (max-width: 600px) {
  .util-bar__item--hide-sm { display: none; }
}

/* ============================================================
   Hero
   ============================================================ */

.hero {
  padding: var(--space-16) 0 var(--space-24);
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(900px 500px at 90% -10%, rgba(255, 212, 58, 0.18), transparent 60%),
              radial-gradient(800px 400px at -10% 50%, rgba(17, 19, 24, 0.04), transparent 60%);
  pointer-events: none;
}
.hero__grid {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: var(--space-12);
  align-items: center;
  position: relative;
}
.hero__content { max-width: 620px; }
.hero__title {
  font-size: var(--text-hero);
  font-weight: 800;
  letter-spacing: -0.035em;
  margin-bottom: var(--space-6);
}
.hero__title-accent {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  letter-spacing: -0.01em;
  color: var(--color-text);
  position: relative;
  white-space: nowrap;
}
.hero__title-accent::after {
  content: '';
  position: absolute;
  left: 0; right: 0;
  bottom: 0.08em;
  height: 0.28em;
  background: var(--color-accent);
  z-index: -1;
  border-radius: 2px;
}
.hero__sub {
  font-size: var(--text-lg);
  color: var(--color-text-muted);
  margin-bottom: var(--space-8);
  max-width: 54ch;
}
.hero__cta {
  display: flex;
  gap: var(--space-3);
  flex-wrap: wrap;
  margin-bottom: var(--space-8);
}
.hero__trust {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4) var(--space-6);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}
.hero__trust li { display: flex; align-items: center; }

@media (max-width: 960px) {
  .hero__grid { grid-template-columns: 1fr; gap: var(--space-16); }
  .hero { padding-top: var(--space-10); padding-bottom: var(--space-16); }
}

/* Dashboard mock */

.dashboard {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  padding: var(--space-5);
  transform: perspective(1400px) rotateY(-3deg) rotateX(1deg);
  transition: transform var(--transition);
}
.dashboard:hover { transform: perspective(1400px) rotateY(-1deg) rotateX(0deg); }
.dashboard__tabs {
  display: flex;
  gap: var(--space-4);
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  padding-bottom: var(--space-3);
  border-bottom: 1px solid var(--color-divider);
  margin-bottom: var(--space-4);
}
.dashboard__tab--active { color: var(--color-text); font-weight: 600; }
.dashboard__header {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin-bottom: var(--space-3);
}
.dashboard__kpis {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-3);
  background: var(--color-surface-tint);
  border-radius: var(--radius-lg);
  padding: var(--space-4);
  margin-bottom: var(--space-4);
}
.kpi__label { font-size: var(--text-xs); color: var(--color-text-muted); margin-bottom: 2px; }
.kpi__value { font-size: var(--text-lg); font-weight: 700; letter-spacing: -0.02em; line-height: 1.2; }
.kpi__delta { font-size: 11px; margin-top: 4px; }
.kpi__delta--up { color: var(--color-green); }
.kpi__delta--down { color: var(--color-red); }

.dashboard__split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-3);
}

/* Bar mix (file mix viz inside dashboard) */
.bar-mix {
  display: grid;
  gap: var(--space-3);
  padding-top: var(--space-2);
}
.bar-row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 6px 8px;
  align-items: center;
  font-size: 10px;
}
.bar-row__label {
  grid-column: 1 / 2;
  grid-row: 1 / 2;
  font-size: 11px;
  color: var(--color-text);
  font-weight: 500;
}
.bar-row__val {
  grid-column: 2 / 3;
  grid-row: 1 / 2;
  font-weight: 700;
  font-size: 11px;
  color: var(--color-text);
}
.bar-row__track {
  grid-column: 1 / 3;
  grid-row: 2 / 3;
  height: 6px;
  background: #e8e7e3;
  border-radius: var(--radius-full);
  overflow: hidden;
}
.bar-row__fill {
  height: 100%;
  background: var(--color-accent);
  border-radius: var(--radius-full);
}
.bar-row__fill--navy { background: #0F3A3E; }
.bar-row__fill--grey { background: #9ea1a8; }
.dashboard__card {
  background: var(--color-surface-tint);
  border-radius: var(--radius-lg);
  padding: var(--space-4);
}
.dashboard__card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: var(--text-xs);
  color: var(--color-text);
  font-weight: 600;
  margin-bottom: var(--space-3);
}
.dashboard__card-meta { color: var(--color-text-faint); font-weight: 400; }
.gauge { position: relative; text-align: center; }
.gauge__label { position: absolute; inset: auto 0 6px 0; }
.gauge__num { font-size: 20px; font-weight: 700; letter-spacing: -0.02em; }
.gauge__txt { font-size: 10px; color: var(--color-text-muted); text-transform: uppercase; letter-spacing: 0.08em; }
.legend, .spark__legend {
  display: flex;
  justify-content: space-between;
  gap: var(--space-2);
  font-size: 10px;
  color: var(--color-text-muted);
  margin-top: var(--space-2);
}
.legend span, .spark__legend span { display: inline-flex; align-items: center; gap: 4px; white-space: nowrap; }
.dot { width: 8px; height: 8px; border-radius: 50%; display: inline-block; }
.dot--navy { background: #0F3A3E; }
.dot--accent { background: var(--color-accent); }
.dot--grey { background: #9ea1a8; }
.spark { width: 100%; height: 90px; }

@media (max-width: 500px) {
  .dashboard__kpis { grid-template-columns: 1fr; }
  .dashboard__split { grid-template-columns: 1fr; }
}

/* ============================================================
   Logo strip
   ============================================================ */

.logos {
  padding: var(--space-10) 0;
  border-top: 1px solid var(--color-divider);
  border-bottom: 1px solid var(--color-divider);
}
.logos__label {
  text-align: center;
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin-bottom: var(--space-6);
}
.logos__row {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: var(--space-6);
  align-items: center;
}
.logo-placeholder {
  font-size: 11px;
  letter-spacing: 0.1em;
  text-align: center;
  color: var(--color-text-faint);
  font-weight: 600;
  padding: var(--space-3) var(--space-2);
  border: 1px dashed var(--color-border);
  border-radius: var(--radius-sm);
  line-height: 1.2;
}
@media (max-width: 900px) {
  .logos__row { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 500px) {
  .logos__row { grid-template-columns: repeat(2, 1fr); }
}

/* ============================================================
   Stats band
   ============================================================ */

.stats { padding: var(--space-20) 0; }
.stats .eyebrow { margin-bottom: var(--space-10); }
.stats__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-6);
}
.stat {
  text-align: center;
  padding: var(--space-4);
  border-right: 1px solid var(--color-divider);
}
.stat:last-child { border-right: none; }
.stat__value {
  font-size: clamp(2rem, 1rem + 3vw, 3.25rem);
  font-weight: 800;
  letter-spacing: -0.04em;
  line-height: 1;
  margin-bottom: var(--space-3);
  white-space: nowrap;
}
.stat__label {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  max-width: 22ch;
  margin-inline: auto;
}
.stats__note {
  text-align: center;
  font-size: var(--text-xs);
  color: var(--color-text-faint);
  margin-top: var(--space-8);
  font-style: italic;
}
@media (max-width: 760px) {
  .stats__grid { grid-template-columns: repeat(2, 1fr); gap: var(--space-10); }
  .stat { border-right: none; border-bottom: 1px solid var(--color-divider); padding-bottom: var(--space-6); }
  .stat:nth-last-child(-n+2) { border-bottom: none; }
}

/* ============================================================
   Generic section
   ============================================================ */

.section {
  padding: clamp(var(--space-16), 10vw, var(--space-24)) 0;
}
.section--tint { background: var(--color-surface-tint); }
.section--dark { background: var(--color-dark); color: var(--color-dark-text); }

.section__head {
  max-width: 720px;
  margin: 0 auto var(--space-12);
  text-align: center;
}
.section__head--left { margin-inline: 0; text-align: left; }
.section__head--light { color: var(--color-dark-text); }

.section__title {
  font-size: var(--text-2xl);
  font-weight: 800;
  letter-spacing: -0.03em;
  margin-bottom: var(--space-5);
}
.section__title--light { color: #fff; }
.section__lede {
  font-size: var(--text-lg);
  color: var(--color-text-muted);
  max-width: 64ch;
  margin-inline: auto;
}
.section--dark .section__lede { color: var(--color-dark-muted); }
.section__footnote {
  text-align: center;
  margin-top: var(--space-10);
  color: var(--color-text-muted);
  font-size: var(--text-sm);
}

/* ============================================================
   Audience (Who We Recover For) — 3 columns
   ============================================================ */

.audience-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
}
.audience {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  position: relative;
  display: flex;
  flex-direction: column;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}
.audience:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-text);
}
.audience--featured {
  background: var(--color-text);
  color: #fff;
  border-color: var(--color-text);
}
.audience--featured:hover { border-color: var(--color-accent); }
.audience__num {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 1.5rem;
  color: var(--color-text-faint);
  margin-bottom: var(--space-4);
  letter-spacing: -0.02em;
}
.audience--featured .audience__num { color: rgba(255,255,255,0.45); }
.audience__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  border-radius: var(--radius-md);
  background: var(--color-accent);
  color: var(--color-accent-ink);
  margin-bottom: var(--space-5);
}
.audience h3 {
  font-size: var(--text-lg);
  font-weight: 700;
  margin-bottom: var(--space-1);
}
.audience__lead {
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-accent-hover);
  margin-bottom: var(--space-4);
  text-transform: none;
  letter-spacing: 0;
}
.audience--featured .audience__lead { color: var(--color-accent); }
.audience__body {
  color: var(--color-text-muted);
  margin-bottom: var(--space-5);
  font-size: var(--text-base);
  flex: 1;
}
.audience--featured .audience__body { color: rgba(255,255,255,0.78); }
.audience__list {
  display: grid;
  gap: var(--space-2);
  font-size: var(--text-sm);
  color: var(--color-text);
  padding-top: var(--space-5);
  border-top: 1px solid var(--color-divider);
}
.audience--featured .audience__list {
  color: rgba(255,255,255,0.92);
  border-top-color: rgba(255,255,255,0.15);
}
.audience__list li {
  position: relative;
  padding-left: var(--space-5);
}
.audience__list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 12px;
  height: 2px;
  background: var(--color-accent);
}
@media (max-width: 960px) {
  .audience-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   Flow (How It Works)
   ============================================================ */

.flow {
  display: grid;
  grid-template-columns: 1fr 32px 1fr 32px 1fr 32px 1fr;
  gap: var(--space-4);
  align-items: stretch;
}
.flow__step {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  transition: transform var(--transition), box-shadow var(--transition);
}
.flow__step:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.flow__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: var(--radius-full);
  background: var(--color-accent);
  color: var(--color-accent-ink);
  font-weight: 700;
  font-size: var(--text-sm);
  margin-bottom: var(--space-4);
}
.flow__step h3 {
  font-size: var(--text-lg);
  font-weight: 700;
  margin-bottom: var(--space-3);
}
.flow__step p {
  color: var(--color-text-muted);
  font-size: var(--text-sm);
}
.flow__connector {
  align-self: center;
  height: 2px;
  background: linear-gradient(to right, var(--color-border), var(--color-accent), var(--color-border));
  border-radius: 2px;
  position: relative;
}
.flow__connector::after {
  content: '';
  position: absolute;
  right: -4px;
  top: 50%;
  transform: translateY(-50%);
  width: 0;
  height: 0;
  border-left: 6px solid var(--color-accent);
  border-top: 5px solid transparent;
  border-bottom: 5px solid transparent;
}
@media (max-width: 960px) {
  .flow {
    grid-template-columns: 1fr;
    gap: var(--space-4);
  }
  .flow__connector {
    height: 24px;
    width: 2px;
    background: linear-gradient(to bottom, var(--color-border), var(--color-accent), var(--color-border));
    margin: 0 auto;
  }
  .flow__connector::after {
    right: 50%;
    top: auto;
    bottom: -4px;
    transform: translateX(50%);
    border-left: 5px solid transparent;
    border-right: 5px solid transparent;
    border-top: 6px solid var(--color-accent);
    border-bottom: none;
  }
}

/* ============================================================
   Services
   ============================================================ */

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
}
.service {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  position: relative;
  transition: transform var(--transition), box-shadow var(--transition);
}
.service:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.service__num {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 2rem;
  color: var(--color-text-faint);
  display: block;
  margin-bottom: var(--space-4);
  letter-spacing: -0.02em;
}
.service h3 { font-size: var(--text-lg); font-weight: 700; margin-bottom: var(--space-2); }
.service p { color: var(--color-text-muted); font-size: var(--text-base); }
@media (max-width: 900px) { .services-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .services-grid { grid-template-columns: 1fr; } }

/* ============================================================
   Pillars (Approach)
   ============================================================ */

.pillars {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
  position: relative;
}
.pillar {
  padding: var(--space-6);
  border-top: 2px solid var(--color-text);
}
.pillar__num {
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--color-text-muted);
  margin-bottom: var(--space-6);
}
.pillar h3 {
  font-size: var(--text-lg);
  font-weight: 700;
  margin-bottom: var(--space-3);
}
.pillar p { color: var(--color-text-muted); }
@media (max-width: 900px) { .pillars { grid-template-columns: 1fr; gap: var(--space-6); } }

/* ============================================================
   Why us (dark band)
   ============================================================ */

.section--dark { position: relative; overflow: hidden; }
.section--dark::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(800px 400px at 80% 0%, rgba(255, 212, 58, 0.08), transparent 60%);
  pointer-events: none;
}
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
  position: relative;
}
.why {
  padding: var(--space-8);
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--color-dark-border);
  border-radius: var(--radius-lg);
  transition: background var(--transition), border-color var(--transition);
}
.why:hover { background: rgba(255, 255, 255, 0.06); border-color: rgba(255, 212, 58, 0.4); }
.why__icon {
  display: inline-flex;
  width: 44px; height: 44px;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-md);
  background: var(--color-accent);
  color: var(--color-accent-ink);
  margin-bottom: var(--space-5);
}
.why h3 {
  font-size: var(--text-lg);
  color: #fff;
  margin-bottom: var(--space-3);
  font-weight: 700;
}
.why p { color: var(--color-dark-muted); }
@media (max-width: 900px) { .why-grid { grid-template-columns: 1fr; } }

/* ============================================================
   Compliance
   ============================================================ */

.compliance-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--color-border);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.compliance {
  background: var(--color-surface);
  padding: var(--space-8);
}
.compliance__label {
  display: inline-block;
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--color-accent-hover);
  margin-bottom: var(--space-4);
}
.compliance h3 { font-size: var(--text-base); font-weight: 700; margin-bottom: var(--space-2); }
.compliance p { color: var(--color-text-muted); font-size: var(--text-sm); }
@media (max-width: 900px) { .compliance-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .compliance-grid { grid-template-columns: 1fr; } }

.accred {
  margin-top: var(--space-12);
  text-align: center;
  padding-top: var(--space-8);
  border-top: 1px solid var(--color-divider);
}
.accred__label {
  display: block;
  font-size: var(--text-xs);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  margin-bottom: var(--space-4);
}
.accred__row {
  display: flex;
  gap: var(--space-8);
  justify-content: center;
  flex-wrap: wrap;
  font-weight: 600;
  font-size: var(--text-sm);
  color: var(--color-text);
  letter-spacing: 0.04em;
}

/* ============================================================
   Case studies
   ============================================================ */

.cases {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
}
.case {
  background: var(--color-surface);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  transition: transform var(--transition), box-shadow var(--transition);
}
.case:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); }
.case__tag {
  align-self: flex-start;
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.25rem 0.7rem;
  background: var(--color-accent);
  color: var(--color-accent-ink);
  border-radius: var(--radius-full);
  margin-bottom: var(--space-5);
}
.case h3 { font-size: var(--text-lg); font-weight: 700; margin-bottom: var(--space-3); }
.case p { color: var(--color-text-muted); flex: 1; margin-bottom: var(--space-5); }
.case__metric {
  padding-top: var(--space-5);
  border-top: 1px solid var(--color-divider);
}
.case__metric-value {
  display: block;
  font-size: var(--text-xl);
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1.1;
  margin-bottom: 4px;
}
.case__metric-label { font-size: var(--text-xs); color: var(--color-text-muted); text-transform: uppercase; letter-spacing: 0.08em; }
@media (max-width: 900px) { .cases { grid-template-columns: 1fr; } }

/* ============================================================
   FAQ
   ============================================================ */

.faq { border-top: 1px solid var(--color-divider); }
.faq__item {
  border-bottom: 1px solid var(--color-divider);
  padding: var(--space-5) 0;
}
.faq__item summary {
  list-style: none;
  cursor: pointer;
  font-weight: 600;
  font-size: var(--text-base);
  color: var(--color-text);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-4);
  padding-right: var(--space-2);
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary::after {
  content: '+';
  font-size: 1.4rem;
  font-weight: 400;
  color: var(--color-text-muted);
  transition: transform var(--transition);
  line-height: 1;
}
.faq__item[open] summary::after { content: '−'; }
.faq__item[open] summary { color: var(--color-text); }
.faq__item p {
  margin-top: var(--space-4);
  color: var(--color-text-muted);
  max-width: 72ch;
}

/* ============================================================
   Final CTA band
   ============================================================ */

.cta-band {
  background: var(--color-accent);
  color: var(--color-accent-ink);
  padding: clamp(var(--space-16), 8vw, var(--space-20)) 0;
  position: relative;
  overflow: hidden;
}
.cta-band::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(900px 400px at 100% 100%, rgba(17, 19, 24, 0.1), transparent 60%);
  pointer-events: none;
}
.cta-band__inner {
  text-align: center;
  position: relative;
  max-width: 720px;
}
.cta-band h2 {
  font-size: var(--text-2xl);
  font-weight: 800;
  letter-spacing: -0.03em;
  margin-bottom: var(--space-4);
}
.cta-band p {
  font-size: var(--text-lg);
  max-width: 55ch;
  margin: 0 auto var(--space-8);
  color: rgba(26, 26, 26, 0.78);
}
.cta-band__actions {
  display: flex;
  gap: var(--space-3);
  justify-content: center;
  flex-wrap: wrap;
}
.cta-band .btn--primary {
  background: var(--color-text);
  color: var(--color-surface);
  box-shadow: none;
}
.cta-band .btn--primary:hover { background: #000; color: #fff; box-shadow: 0 10px 24px rgba(0,0,0,0.18); }
.cta-band .btn--ghost-light {
  color: var(--color-accent-ink);
  border-color: rgba(26, 26, 26, 0.3);
}
.cta-band .btn--ghost-light:hover { background: rgba(26,26,26,0.08); border-color: var(--color-accent-ink); }

/* ============================================================
   Footer
   ============================================================ */

.footer {
  background: var(--color-dark);
  color: var(--color-dark-text);
  padding: var(--space-20) 0 var(--space-10);
}
.footer__grid {
  display: grid;
  grid-template-columns: 1.5fr repeat(4, 1fr);
  gap: var(--space-8);
  margin-bottom: var(--space-16);
  padding-bottom: var(--space-10);
  border-bottom: 1px solid var(--color-dark-border);
}
.footer__brand { max-width: 280px; }
.footer__tagline {
  margin-top: var(--space-4);
  color: var(--color-dark-muted);
  font-size: var(--text-sm);
}
.footer__col h4 {
  font-size: var(--text-xs);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-dark-muted);
  font-weight: 600;
  margin-bottom: var(--space-4);
}
.footer__col ul { display: grid; gap: var(--space-2); }
.footer__col a {
  color: var(--color-dark-text);
  font-size: var(--text-sm);
}
.footer__col a:hover { color: var(--color-accent); }
.footer__legal {
  color: var(--color-dark-muted);
  font-size: var(--text-xs);
  line-height: 1.8;
}
.footer__legal p:first-child { margin-bottom: 0.25rem; }

@media (max-width: 1000px) {
  .footer__grid { grid-template-columns: 1fr 1fr; }
  .footer__brand { grid-column: 1 / -1; }
}
@media (max-width: 600px) {
  .footer__grid { grid-template-columns: 1fr; }
}

/* ============================================================
   What We Recover page — page hero, recover teaser, coming soon
   ============================================================ */

/* Active nav state */
.nav .nav__active {
  color: var(--color-dark);
  position: relative;
}
.nav .nav__active::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -4px;
  width: 100%;
  height: 2px;
  background: var(--color-accent);
  border-radius: 2px;
}

/* Page hero (secondary page) */
.page-hero {
  padding: var(--space-16) 0 var(--space-10);
  background: linear-gradient(180deg, #fff 0%, var(--color-bg) 100%);
  border-bottom: 1px solid var(--color-border);
}
.crumbs {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-sm);
  color: var(--color-muted);
  margin-bottom: var(--space-6);
}
.crumbs a {
  color: var(--color-muted);
  text-decoration: none;
}
.crumbs a:hover { color: var(--color-dark); }
.crumbs span[aria-hidden] { color: var(--color-border); }

.page-hero__title {
  font-family: var(--font-display, inherit);
  font-size: clamp(2.25rem, 4.2vw, 3.5rem);
  line-height: 1.05;
  font-weight: 800;
  letter-spacing: -0.02em;
  margin: var(--space-3) 0 var(--space-5);
  max-width: 20ch;
}
.page-hero__title-accent {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  background: linear-gradient(180deg, transparent 70%, var(--color-accent) 70%, var(--color-accent) 92%, transparent 92%);
  padding: 0 0.1em;
}
.page-hero__sub {
  font-size: var(--text-lg);
  color: var(--color-muted);
  max-width: 60ch;
  line-height: 1.6;
  margin-bottom: var(--space-8);
}
.page-hero__jumplinks {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
}
.jumplink {
  display: inline-flex;
  align-items: center;
  padding: 0.55rem 1rem;
  border-radius: 999px;
  background: #fff;
  border: 1px solid var(--color-border);
  color: var(--color-dark);
  font-size: var(--text-sm);
  font-weight: 500;
  text-decoration: none;
  transition: all 0.15s ease;
}
.jumplink:hover {
  border-color: var(--color-dark);
  background: var(--color-dark);
  color: #fff;
}

/* Recover teaser on homepage */
.recover-teaser {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-5);
  margin-top: var(--space-2);
}
.recover-card {
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  min-height: 220px;
  padding: var(--space-7);
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  text-decoration: none;
  color: inherit;
  transition: transform 0.2s ease, border-color 0.2s ease, box-shadow 0.2s ease;
}
.recover-card:hover {
  transform: translateY(-3px);
  border-color: var(--color-dark);
  box-shadow: 0 20px 40px -20px rgba(0, 0, 0, 0.18);
}
.recover-card__num {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: var(--text-xl);
  color: var(--color-muted);
  letter-spacing: 0.02em;
}
.recover-card h3 {
  font-size: var(--text-xl);
  font-weight: 700;
  letter-spacing: -0.01em;
  line-height: 1.25;
  margin: var(--space-5) 0 var(--space-3);
  color: var(--color-dark);
}
.recover-card__lead {
  display: block;
  margin-top: 0.35rem;
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  font-size: 1.15rem;
  color: var(--color-muted);
  line-height: 1.35;
}
.recover-card__arrow {
  margin-top: auto;
  align-self: flex-end;
  width: 44px;
  height: 44px;
  border-radius: 999px;
  background: var(--color-bg);
  color: var(--color-dark);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  transition: background 0.2s ease, color 0.2s ease, transform 0.2s ease;
}
.recover-card:hover .recover-card__arrow {
  background: var(--color-accent);
  transform: translateX(4px);
}
.recover-card--featured {
  background: var(--color-dark);
  border-color: var(--color-dark);
  color: #fff;
}
.recover-card--featured h3 { color: #fff; }
.recover-card--featured .recover-card__num { color: rgba(255, 255, 255, 0.55); }
.recover-card--featured .recover-card__lead { color: var(--color-accent); }
.recover-card--featured .recover-card__arrow {
  background: rgba(255, 255, 255, 0.08);
  color: #fff;
}
.recover-card--featured:hover {
  border-color: var(--color-accent);
}
.recover-card--featured:hover .recover-card__arrow {
  background: var(--color-accent);
  color: var(--color-dark);
}

.recover-teaser__cta {
  margin-top: var(--space-10);
  text-align: center;
}

@media (max-width: 900px) {
  .recover-teaser { grid-template-columns: 1fr; }
}

/* Coming Soon grid (dark band) */
.coming-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-5);
  margin-top: var(--space-8);
}
.coming {
  position: relative;
  padding: var(--space-7);
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  color: rgba(255, 255, 255, 0.9);
  transition: border-color 0.2s ease, background 0.2s ease;
}
.coming:hover {
  border-color: rgba(255, 212, 58, 0.5);
  background: rgba(255, 255, 255, 0.06);
}
.coming__badge {
  display: inline-block;
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-accent);
  background: rgba(255, 212, 58, 0.12);
  padding: 0.3rem 0.7rem;
  border-radius: 999px;
  margin-bottom: var(--space-5);
}
.coming__icon {
  color: var(--color-accent);
  margin-bottom: var(--space-4);
}
.coming h3 {
  font-size: var(--text-lg);
  font-weight: 700;
  letter-spacing: -0.01em;
  color: #fff;
  margin-bottom: var(--space-2);
}
.coming p {
  font-size: var(--text-sm);
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.7);
}

.link--light {
  color: var(--color-accent);
  text-decoration: underline;
  text-underline-offset: 3px;
}
.link--light:hover { color: #fff; }

.section__lede--light { color: rgba(255, 255, 255, 0.75); }

@media (max-width: 1100px) {
  .coming-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 560px) {
  .coming-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   v2: Two-audience redesign — Apr 2026
   Components used by index.html, clients.html, debtors.html,
   and clients/<industry>.html.
   ============================================================ */

/* -- Audience switcher (top bar on every page) -- */
.aud-switch {
  background: var(--color-dark);
  color: var(--color-dark-text);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
.aud-switch__inner {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: 0.55rem var(--space-6);
  flex-wrap: wrap;
}
.aud-switch__label {
  font-size: var(--text-xs);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.55);
  font-weight: 600;
}
.aud-switch__btn {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  padding: 0.4rem 0.85rem;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.06);
  color: var(--color-dark-text);
  text-decoration: none;
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.01em;
  border: 1px solid rgba(255, 255, 255, 0.08);
  transition: background var(--transition), border-color var(--transition), color var(--transition);
}
.aud-switch__btn:hover { background: rgba(255, 255, 255, 0.12); border-color: rgba(255, 255, 255, 0.18); }
.aud-switch__btn--active {
  background: var(--color-accent);
  color: var(--color-accent-ink);
  border-color: var(--color-accent);
}
.aud-switch__btn--active.aud-switch__btn--debtor {
  background: var(--color-lime);
  color: var(--color-lime-ink);
  border-color: var(--color-lime);
}
.aud-switch__dot {
  width: 7px; height: 7px;
  border-radius: var(--radius-full);
  background: var(--color-accent);
  display: inline-block;
}
.aud-switch__dot--lime { background: var(--color-lime); }

/* Body side hint — used on inner pages */
body[data-side="clients"] .aud-switch__btn--client,
body[data-side="debtors"] .aud-switch__btn--debtor { background: rgba(255,255,255,0.14); border-color: rgba(255,255,255,0.22); }

/* -- Header variants -- */
.header--minimal { box-shadow: none; }
.header--clients .header__cta .btn--primary { background: var(--color-accent); }
.header--debtors .header__cta .btn--lime { background: var(--color-lime); }
.nav--home { gap: var(--space-6); }
.logo__accent--lime { color: var(--color-accent); } /* yellow to match logo mark */

/* Logo mark image */
.logo__mark {
  display: block;
  height: 32px;
  width: auto;
  object-fit: contain;
  flex-shrink: 0;
}
.logo--light .logo__mark { height: 28px; }

/* -- SPLIT HERO -- */
.split-hero {
  padding: clamp(3rem, 5vw, 5.5rem) 0 clamp(2rem, 4vw, 4rem);
}
.split-hero__intro {
  max-width: 880px;
  margin-bottom: clamp(2rem, 4vw, 3.5rem);
}
.split-hero__title {
  font-family: var(--font-display);
  font-size: var(--text-hero);
  line-height: 1.02;
  letter-spacing: -0.02em;
  font-weight: 800;
  margin-top: var(--space-3);
  color: var(--color-text);
}
.split-hero__title-accent {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  letter-spacing: -0.01em;
  color: var(--color-text-muted);
}
.split-hero__lede {
  font-size: var(--text-lg);
  line-height: 1.55;
  color: var(--color-text-muted);
  margin-top: var(--space-5);
  max-width: 64ch;
}
.split-hero__cards {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-5);
}

/* -- SPLIT CARDS -- */
.split-card {
  position: relative;
  display: flex;
  flex-direction: column;
  padding: clamp(1.75rem, 2.5vw, 2.5rem);
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-border);
  text-decoration: none;
  color: var(--color-text);
  background: var(--color-surface);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  min-height: 460px;
  overflow: hidden;
}
.split-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
}
.split-card h2 {
  font-size: var(--text-2xl);
  line-height: 1.1;
  font-weight: 700;
  letter-spacing: -0.015em;
  margin-top: var(--space-3);
}
.split-card__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--space-2);
}
.split-card__pill {
  display: inline-flex;
  align-items: center;
  padding: 0.3rem 0.7rem;
  border-radius: var(--radius-full);
  background: var(--color-accent);
  color: var(--color-accent-ink);
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.split-card__pill--lime { background: var(--color-lime); color: var(--color-lime-ink); }
.split-card__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px; height: 44px;
  border-radius: var(--radius-md);
  background: var(--color-surface-tint);
  color: var(--color-text);
}
.split-card__desc {
  margin-top: var(--space-3);
  font-size: var(--text-base);
  color: var(--color-text-muted);
  line-height: 1.55;
}
.split-card__list {
  margin-top: var(--space-5);
  display: grid;
  gap: 0.55rem;
  list-style: none;
  padding: 0;
}
.split-card__list li {
  font-size: var(--text-sm);
  color: var(--color-text);
  padding-left: 1.4rem;
  position: relative;
}
.split-card__list li::before {
  content: "";
  position: absolute;
  left: 0; top: 0.55rem;
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--color-accent);
}
.split-card--debtor .split-card__list li::before { background: var(--color-lime); }
.split-card__cta {
  margin-top: auto;
  padding-top: var(--space-6);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 700;
  font-size: var(--text-sm);
  color: var(--color-text);
  letter-spacing: 0.01em;
}
.split-card__cta span { transition: transform var(--transition); }
.split-card:hover .split-card__cta span { transform: translateX(4px); }
.split-card__cta--lime { color: var(--color-lime-ink); }

/* Featured (debtor) card — lime tinted */
.split-card--debtor {
  background: linear-gradient(180deg, var(--color-lime-soft) 0%, var(--color-surface) 75%);
  border-color: var(--color-lime-soft-2);
}
.split-card--client {
  background: var(--color-surface);
}

/* -- WHY GRID (homepage) -- */
.why-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: var(--space-5);
  margin-top: var(--space-12);
}
.why {
  padding: var(--space-6);
  border-radius: var(--radius-lg);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
}
.why h3 {
  font-size: var(--text-lg);
  font-weight: 700;
  margin: var(--space-4) 0 var(--space-2);
  letter-spacing: -0.01em;
}
.why p {
  font-size: var(--text-sm);
  line-height: 1.6;
  color: var(--color-text-muted);
}
.why__icon {
  width: 56px; height: 56px;
  border-radius: var(--radius-md);
  display: inline-flex;
  align-items: center;
  justify-content: center;
}
.why__icon--yellow { background: var(--color-accent); color: var(--color-accent-ink); }
.why__icon--lime   { background: var(--color-lime); color: var(--color-lime-ink); }

/* -- INDUSTRY GRID -- */
.industry-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: var(--space-5);
  margin-top: var(--space-12);
}
.industry {
  position: relative;
  display: flex;
  flex-direction: column;
  padding: var(--space-6);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  background: var(--color-surface);
  text-decoration: none;
  color: var(--color-text);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  min-height: 230px;
}
.industry:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  border-color: #d2d1cb;
}
.industry h3 {
  font-size: var(--text-lg);
  font-weight: 700;
  margin: var(--space-4) 0 var(--space-2);
  letter-spacing: -0.01em;
}
.industry p {
  font-size: var(--text-sm);
  line-height: 1.55;
  color: var(--color-text-muted);
  margin-bottom: var(--space-4);
}
.industry__icon {
  width: 48px; height: 48px;
  border-radius: var(--radius-md);
  background: var(--color-surface-tint);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--color-text);
}
.industry__status {
  position: absolute;
  top: var(--space-5);
  right: var(--space-5);
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 0.25rem 0.55rem;
  border-radius: var(--radius-full);
  background: var(--color-lime);
  color: var(--color-lime-ink);
}
.industry__status--soon { background: var(--color-surface-tint); color: var(--color-text-muted); }
.industry__status--more { background: transparent; color: var(--color-text-faint); border: 1px solid var(--color-border); }
.industry--live { border-color: var(--color-lime-soft-2); box-shadow: 0 0 0 1px var(--color-lime-soft) inset; }
.industry--live .industry__icon { background: var(--color-lime-soft); color: var(--color-lime-ink); }
.industry--placeholder { background: transparent; border-style: dashed; }
.industry__cta {
  margin-top: auto;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-weight: 700;
  font-size: var(--text-sm);
  color: var(--color-text);
}
.industry__cta span { transition: transform var(--transition); }
.industry:hover .industry__cta span { transform: translateX(4px); }

/* -- LIME PROMISE BAND -- */
.section--lime-band {
  background: var(--color-lime);
  color: var(--color-lime-ink);
}
.section--lime-band p { color: var(--color-lime-ink); }
.eyebrow--on-lime { color: var(--color-lime-ink); opacity: 0.75; }
.promise {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: var(--space-12);
  align-items: center;
}
.promise__title {
  font-size: var(--text-2xl);
  line-height: 1.15;
  letter-spacing: -0.015em;
  font-weight: 700;
  margin: var(--space-3) 0 var(--space-4);
  max-width: 22ch;
}
.promise__copy p {
  font-size: var(--text-base);
  line-height: 1.6;
  max-width: 56ch;
}
.promise__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  margin-top: var(--space-6);
}
.promise__quote {
  background: rgba(255, 255, 255, 0.55);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  border: 1px solid rgba(14, 38, 7, 0.12);
}
.promise__quote svg { color: var(--color-lime-ink); opacity: 0.4; margin-bottom: var(--space-3); }
.promise__quote p {
  font-family: var(--font-serif);
  font-size: var(--text-lg);
  line-height: 1.4;
  font-style: italic;
}
.promise__quote cite {
  display: block;
  margin-top: var(--space-3);
  font-size: var(--text-sm);
  font-style: normal;
  opacity: 0.7;
}

/* -- COMPLIANCE STRIP -- */
.section__head--center { text-align: center; margin-left: auto; margin-right: auto; max-width: 720px; }
.compliance-strip {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--space-3);
  margin-top: var(--space-8);
}
.comp-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.6rem 0.95rem;
  border-radius: var(--radius-full);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}
.comp-pill strong { color: var(--color-text); font-weight: 700; }

/* -- CTA-BAND ACTIONS (used on multiple pages) -- */
.cta-band__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  justify-content: center;
  margin-top: var(--space-6);
}

/* -- BUTTON variants -- */
.btn--lime {
  background: var(--color-lime);
  color: var(--color-lime-ink);
  border: 1px solid var(--color-lime);
}
.btn--lime:hover {
  background: var(--color-lime-hover);
  border-color: var(--color-lime-hover);
  color: var(--color-lime-ink);
}
.btn--ghost-dark {
  background: transparent;
  color: var(--color-lime-ink);
  border: 1px solid rgba(14, 38, 7, 0.35);
}
.btn--ghost-dark:hover { background: rgba(14, 38, 7, 0.08); }
.btn--sm {
  padding: 0.5rem 0.85rem;
  font-size: var(--text-xs);
  border-radius: var(--radius-md);
}

/* -- MEGA MENU (industries dropdown) -- */
.nav__item { position: relative; }
.nav__item--has-menu > a { display: inline-flex; align-items: center; gap: 0.3rem; }
.nav__caret {
  width: 10px; height: 10px;
  display: inline-block;
  border-right: 1.5px solid currentColor;
  border-bottom: 1.5px solid currentColor;
  transform: rotate(45deg) translateY(-2px);
  transition: transform var(--transition);
  opacity: 0.7;
}
.nav__item--has-menu:hover .nav__caret,
.nav__item--has-menu:focus-within .nav__caret { transform: rotate(225deg) translateY(0); }
.megamenu {
  position: absolute;
  top: calc(100% + 14px);
  left: 50%;
  transform: translateX(-50%) translateY(8px);
  min-width: 320px;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: var(--space-3);
  display: grid;
  gap: 2px;
  opacity: 0;
  visibility: hidden;
  transition: opacity var(--transition), transform var(--transition), visibility 0s linear var(--transition);
  z-index: 50;
}
.nav__item--has-menu:hover .megamenu,
.nav__item--has-menu:focus-within .megamenu {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
  transition: opacity var(--transition), transform var(--transition), visibility 0s;
}
.megamenu__item {
  display: grid;
  grid-template-columns: auto 1fr;
  grid-template-rows: auto auto;
  column-gap: var(--space-3);
  row-gap: 0.15rem;
  align-items: center;
  padding: 0.7rem 0.85rem;
  border-radius: var(--radius-md);
  font-size: var(--text-sm);
  color: var(--color-text);
  text-decoration: none;
  transition: background var(--transition);
}
.megamenu__item strong {
  grid-column: 2 / 3;
  grid-row: 1 / 2;
  font-weight: 700;
  font-size: var(--text-sm);
}
.megamenu__item > span:not(.megamenu__status) {
  grid-column: 2 / 3;
  grid-row: 2 / 3;
  font-size: var(--text-xs);
  color: var(--color-text-muted);
}
.megamenu__item .megamenu__status {
  grid-column: 1 / 2;
  grid-row: 1 / 3;
  align-self: center;
}
.megamenu__item:hover { background: var(--color-surface-tint); }
.megamenu__item--active { background: var(--color-lime-soft); color: var(--color-lime-ink); }
.megamenu__item--active strong { color: var(--color-lime-ink); }
.megamenu__status {
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 0.18rem 0.45rem;
  border-radius: var(--radius-full);
  background: var(--color-surface-tint);
  color: var(--color-text-muted);
}
.megamenu__status--live { background: var(--color-lime); color: var(--color-lime-ink); }
.status-dot {
  width: 7px; height: 7px;
  border-radius: 50%;
  background: var(--color-text-faint);
  display: inline-block;
}
.status-dot--lime { background: var(--color-lime); }

/* -- DEBTORS hub specific -- */
.debtor-hero {
  background: linear-gradient(180deg, var(--color-lime-soft) 0%, var(--color-bg) 100%);
  padding: clamp(3rem, 5vw, 5rem) 0 clamp(2rem, 3vw, 3rem);
}
.debtor-hero h1 {
  font-size: var(--text-hero);
  font-weight: 800;
  line-height: 1.05;
  letter-spacing: -0.02em;
  margin-top: var(--space-3);
}
.debtor-hero h1 em {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  color: var(--color-lime-ink);
}
.debtor-hero p {
  font-size: var(--text-lg);
  color: var(--color-text-muted);
  max-width: 60ch;
  margin: var(--space-4) 0 var(--space-6);
}
.debtor-jumps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: var(--space-3);
  margin-top: var(--space-8);
}
.debtor-jump {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  padding: var(--space-5);
  border-radius: var(--radius-lg);
  background: var(--color-surface);
  border: 1px solid var(--color-lime-soft-2);
  text-decoration: none;
  color: var(--color-text);
  transition: transform var(--transition), box-shadow var(--transition);
}
.debtor-jump:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.debtor-jump strong { font-size: var(--text-base); font-weight: 700; }
.debtor-jump span { font-size: var(--text-sm); color: var(--color-text-muted); }
.debtor-jump__icon {
  width: 36px; height: 36px;
  border-radius: var(--radius-md);
  background: var(--color-lime-soft);
  color: var(--color-lime-ink);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-2);
}

/* Pay panel */
.pay-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-8);
  align-items: start;
}
.pay-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  box-shadow: var(--shadow-sm);
}
.pay-card h3 { font-size: var(--text-lg); margin-bottom: var(--space-3); }
.pay-card label {
  display: block;
  font-size: var(--text-sm);
  font-weight: 600;
  margin-top: var(--space-4);
  margin-bottom: 0.4rem;
  color: var(--color-text);
}
.pay-card input {
  width: 100%;
  padding: 0.75rem 0.9rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font: inherit;
  background: var(--color-bg);
  color: var(--color-text);
  transition: border-color var(--transition), background var(--transition);
}
.pay-card input:focus {
  outline: none;
  border-color: var(--color-lime);
  background: var(--color-surface);
  box-shadow: 0 0 0 3px rgba(110, 197, 58, 0.18);
}
.pay-methods {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-3);
  margin-top: var(--space-3);
}
.pay-method {
  padding: var(--space-4);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  background: var(--color-bg);
  font-size: var(--text-sm);
}
.pay-method strong { display: block; margin-bottom: 0.2rem; }
.pay-method span { color: var(--color-text-muted); font-size: var(--text-xs); }

/* Hardship + dispute = info cards */
.help-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-6);
}
.help-card {
  padding: var(--space-8);
  border-radius: var(--radius-lg);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
}
.help-card--lime {
  background: var(--color-lime-soft);
  border-color: var(--color-lime-soft-2);
}
.help-card h3 {
  font-size: var(--text-xl);
  font-weight: 700;
  margin-bottom: var(--space-3);
  letter-spacing: -0.01em;
}
.help-card p { color: var(--color-text-muted); }
.help-card ul { margin: var(--space-4) 0; padding-left: 1.2rem; display: grid; gap: 0.4rem; }
.help-card ul li { font-size: var(--text-sm); }

/* Resources strip */
.resources {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: var(--space-4);
  margin-top: var(--space-8);
}
.resource {
  padding: var(--space-5);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  background: var(--color-surface);
}
.resource strong { display: block; margin-bottom: 0.3rem; font-weight: 700; }
.resource a { color: var(--color-text); text-decoration: underline; text-underline-offset: 3px; font-size: var(--text-sm); }
.resource p { font-size: var(--text-sm); color: var(--color-text-muted); margin-bottom: 0.5rem; }

/* -- Refer-a-file form (clients page) -- */
.refer-grid {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: var(--space-12);
  align-items: start;
}
.refer-form {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  box-shadow: var(--shadow-sm);
}
.refer-form .row { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-4); }
.refer-form label {
  display: block;
  font-size: var(--text-sm);
  font-weight: 600;
  margin-top: var(--space-4);
  margin-bottom: 0.35rem;
}
.refer-form input,
.refer-form select,
.refer-form textarea {
  width: 100%;
  padding: 0.7rem 0.85rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font: inherit;
  background: var(--color-bg);
}
.refer-form input:focus,
.refer-form select:focus,
.refer-form textarea:focus {
  outline: none;
  border-color: var(--color-accent);
  background: var(--color-surface);
  box-shadow: 0 0 0 3px rgba(255, 212, 58, 0.25);
}

/* -- HOW IT WORKS steps (clients page) -- */
.steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: var(--space-5);
  margin-top: var(--space-12);
  counter-reset: step;
}
.step {
  position: relative;
  padding: var(--space-6);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
}
.step::before {
  counter-increment: step;
  content: counter(step, decimal-leading-zero);
  display: block;
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: 800;
  color: var(--color-accent);
  letter-spacing: -0.02em;
  line-height: 1;
  margin-bottom: var(--space-3);
}
.step h3 { font-size: var(--text-lg); margin-bottom: var(--space-2); font-weight: 700; }
.step p { font-size: var(--text-sm); color: var(--color-text-muted); line-height: 1.55; }

/* -- Responsive overrides -- */
@media (max-width: 1100px) {
  .split-hero__cards,
  .pay-grid,
  .help-grid,
  .refer-grid,
  .promise { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .industry-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .steps { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .debtor-jumps { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .resources { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .nav--home { display: none; }
}
@media (max-width: 640px) {
  .why-grid { grid-template-columns: 1fr; }
  .industry-grid { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .debtor-jumps { grid-template-columns: 1fr; }
  .resources { grid-template-columns: 1fr; }
  .pay-methods { grid-template-columns: 1fr; }
  .refer-form .row { grid-template-columns: 1fr; }
  .aud-switch__inner { padding: 0.55rem var(--space-4); gap: 0.5rem; }
  .aud-switch__btn { padding: 0.35rem 0.65rem; }
  .header__cta .btn--sm { display: none; }
  .header__cta a:last-child { display: inline-flex; }
  .megamenu { left: auto; right: 0; transform: translateY(8px); min-width: 280px; }
  .nav__item--has-menu:hover .megamenu,
  .nav__item--has-menu:focus-within .megamenu { transform: translateY(0); }
}

/* ============================================================
   v3: Homepage restructure (ARMA / Pioneer-style)
   ============================================================ */

/* Hero — cinematic dark gradient mesh */
.hero-intro {
  position: relative;
  overflow: hidden;
  background: #0a0f14;
  color: #f5f3ef;
  padding: clamp(4rem, 7vw, 7.5rem) 0 clamp(3rem, 5vw, 5rem);
  isolation: isolate;
}
.hero-intro__bg {
  position: absolute;
  inset: -15%;
  z-index: 0;
  pointer-events: none;
}
.hero-intro__mesh {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  opacity: 0.55;
  will-change: transform;
}
.hero-intro__mesh--a {
  top: -5%;
  left: -10%;
  width: 55%;
  height: 60%;
  background: radial-gradient(circle at 30% 30%, #ffd43a 0%, rgba(255,212,58,0.3) 45%, transparent 70%);
  animation: meshFloatA 18s ease-in-out infinite;
}
.hero-intro__mesh--b {
  top: 20%;
  right: -15%;
  width: 60%;
  height: 70%;
  background: radial-gradient(circle at 60% 50%, #6ec53a 0%, rgba(110,197,58,0.25) 40%, transparent 70%);
  opacity: 0.45;
  animation: meshFloatB 22s ease-in-out infinite;
}
.hero-intro__mesh--c {
  bottom: -20%;
  left: 25%;
  width: 45%;
  height: 55%;
  background: radial-gradient(circle at 50% 50%, #ff9f43 0%, rgba(255,159,67,0.2) 40%, transparent 70%);
  opacity: 0.3;
  animation: meshFloatC 26s ease-in-out infinite;
}
.hero-intro__grain {
  position: absolute;
  inset: 0;
  opacity: 0.12;
  mix-blend-mode: overlay;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='160' height='160'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2' stitchTiles='stitch'/><feColorMatrix values='0 0 0 0 1 0 0 0 0 1 0 0 0 0 1 0 0 0 0.6 0'/></filter><rect width='100%' height='100%' filter='url(%23n)'/></svg>");
}
@keyframes meshFloatA {
  0%, 100% { transform: translate(0, 0) scale(1); }
  50% { transform: translate(5%, 4%) scale(1.08); }
}
@keyframes meshFloatB {
  0%, 100% { transform: translate(0, 0) scale(1); }
  50% { transform: translate(-4%, -3%) scale(1.12); }
}
@keyframes meshFloatC {
  0%, 100% { transform: translate(0, 0) scale(1); }
  50% { transform: translate(3%, -5%) scale(1.05); }
}
@media (prefers-reduced-motion: reduce) {
  .hero-intro__mesh { animation: none; }
}
.hero-intro__container {
  position: relative;
  z-index: 1;
}
.hero-intro__grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: clamp(2.5rem, 5vw, 5rem);
  align-items: end;
}
.hero-intro__main {
  animation: heroFadeUp 900ms cubic-bezier(0.22, 1, 0.36, 1) both;
}
.hero-intro__side {
  animation: heroFadeUp 900ms cubic-bezier(0.22, 1, 0.36, 1) 180ms both;
  display: grid;
  gap: var(--space-5);
  padding-bottom: 0.5rem;
}
@keyframes heroFadeUp {
  from { opacity: 0; transform: translateY(16px); }
  to { opacity: 1; transform: translateY(0); }
}
.eyebrow--light {
  color: rgba(245, 243, 239, 0.7);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}
.eyebrow__dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #6ec53a;
  box-shadow: 0 0 0 4px rgba(110, 197, 58, 0.2);
  animation: heroPulse 2.4s ease-in-out infinite;
}
@keyframes heroPulse {
  0%, 100% { box-shadow: 0 0 0 4px rgba(110, 197, 58, 0.2); }
  50% { box-shadow: 0 0 0 8px rgba(110, 197, 58, 0); }
}
.hero-intro__title {
  font-family: var(--font-display);
  font-size: clamp(2.5rem, 5.6vw, 4.8rem);
  line-height: 1.02;
  letter-spacing: -0.03em;
  font-weight: 800;
  margin-top: var(--space-5);
  color: #ffffff;
}
.hero-intro__em {
  display: block;
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  letter-spacing: -0.015em;
  background: linear-gradient(92deg, #ffd43a 0%, #ffb84d 50%, #6ec53a 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  color: transparent;
  padding-right: 0.1em;
}
.hero-intro__tail {
  display: block;
  font-weight: 700;
  color: rgba(245, 243, 239, 0.85);
  font-size: 0.78em;
  margin-top: 0.2em;
}
.hero-intro__lede {
  font-size: var(--text-lg);
  line-height: 1.6;
  color: rgba(245, 243, 239, 0.72);
  margin-top: var(--space-6);
  max-width: 58ch;
}
.hero-intro__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  margin-top: var(--space-7);
}
.stat {
  border-left: 2px solid var(--color-lime);
  padding: 0.25rem 0 0.25rem var(--space-4);
}
.stat:nth-child(2) { border-color: var(--color-accent); }
.stat:nth-child(3) { border-color: rgba(245, 243, 239, 0.4); }
.stat--light { border-left-width: 2px; }
.stat--light .stat__num {
  color: #ffffff;
}
.stat--light .stat__label {
  color: rgba(245, 243, 239, 0.6);
}
.stat__num {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: 800;
  letter-spacing: -0.025em;
  line-height: 1;
  color: var(--color-text);
}
.stat__digit {
  background: linear-gradient(135deg, #ffd43a 0%, #6ec53a 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  color: transparent;
  font-size: 1.4em;
  margin-right: 0.05em;
}
.stat__label {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin-top: 0.35rem;
  max-width: 30ch;
}
/* Industries marquee under hero */
.hero-intro__marquee {
  margin-top: clamp(3rem, 5vw, 4.5rem);
  border-top: 1px solid rgba(245, 243, 239, 0.1);
  border-bottom: 1px solid rgba(245, 243, 239, 0.1);
  padding: 1.1rem 0;
  overflow: hidden;
  mask-image: linear-gradient(90deg, transparent 0, #000 8%, #000 92%, transparent 100%);
  -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 8%, #000 92%, transparent 100%);
}
.hero-intro__marquee-track {
  display: inline-flex;
  gap: 2.25rem;
  white-space: nowrap;
  animation: marqueeScroll 38s linear infinite;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.02em;
  text-transform: uppercase;
  color: rgba(245, 243, 239, 0.55);
}
.hero-intro__marquee-track span:nth-child(even) {
  color: rgba(110, 197, 58, 0.7);
}
@keyframes marqueeScroll {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}
@media (prefers-reduced-motion: reduce) {
  .hero-intro__marquee-track { animation: none; }
}

/* "What we do" — three pillars */
.pillars {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: var(--space-5);
  margin-top: var(--space-12);
}
.pillar {
  padding: var(--space-8);
  border-radius: var(--radius-lg);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
}
.pillar__num {
  font-family: var(--font-display);
  font-size: var(--text-sm);
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--color-lime);
  text-transform: uppercase;
}
.pillar h3 {
  font-size: var(--text-xl);
  font-weight: 700;
  letter-spacing: -0.015em;
  margin: var(--space-3) 0 var(--space-3);
}
.pillar p {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  line-height: 1.6;
}

/* Industries — vertical tiles (ARMA-style with sector list) */
.verticals {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: var(--space-4);
  margin-top: var(--space-12);
}
.vertical {
  position: relative;
  display: flex;
  flex-direction: column;
  padding: var(--space-6);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  background: var(--color-surface);
  text-decoration: none;
  color: var(--color-text);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  min-height: 220px;
}
.vertical:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  border-color: #d2d1cb;
}
.vertical__icon {
  width: 44px; height: 44px;
  border-radius: var(--radius-md);
  background: var(--color-surface-tint);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--color-text);
  margin-bottom: var(--space-4);
}
.vertical h3 {
  font-size: var(--text-base);
  font-weight: 700;
  letter-spacing: -0.005em;
  margin-bottom: 0.4rem;
  line-height: 1.2;
}
.vertical p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.5;
  margin-bottom: var(--space-4);
}
.vertical__cta {
  margin-top: auto;
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--color-text);
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}
.vertical--live::before {
  content: "";
  position: absolute;
  top: var(--space-5);
  right: var(--space-5);
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--color-lime);
  box-shadow: 0 0 0 4px rgba(110, 197, 58, 0.18);
}
.vertical--live { border-color: var(--color-lime-soft-2); }
.vertical--live .vertical__icon { background: var(--color-lime-soft); color: var(--color-lime-ink); }

/* Audience choice band (further down — not the top) */
.audience-choose {
  background: var(--color-dark);
  color: var(--color-dark-text);
  padding: clamp(3rem, 5vw, 4.5rem) 0;
}
.audience-choose .eyebrow { color: rgba(255,255,255,0.6); }
.audience-choose h2 {
  font-size: var(--text-2xl);
  font-weight: 700;
  letter-spacing: -0.02em;
  color: #fff;
  margin: var(--space-3) 0 var(--space-4);
  max-width: 24ch;
}
.audience-choose__cards {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-5);
  margin-top: var(--space-8);
}
.aud-card {
  display: flex;
  flex-direction: column;
  padding: var(--space-8);
  border-radius: var(--radius-xl);
  background: var(--color-dark-surface);
  border: 1px solid var(--color-dark-border);
  text-decoration: none;
  color: var(--color-dark-text);
  transition: border-color var(--transition), transform var(--transition);
  min-height: 240px;
}
.aud-card:hover {
  transform: translateY(-3px);
  border-color: rgba(255,255,255,0.25);
}
.aud-card--client { border-top: 3px solid var(--color-accent); }
.aud-card--debtor { border-top: 3px solid var(--color-lime); }
.aud-card__pill {
  display: inline-flex;
  width: fit-content;
  padding: 0.3rem 0.65rem;
  border-radius: var(--radius-full);
  background: var(--color-accent);
  color: var(--color-accent-ink);
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.aud-card__pill--lime { background: var(--color-lime); color: var(--color-lime-ink); }
.aud-card h3 {
  font-size: var(--text-xl);
  font-weight: 700;
  letter-spacing: -0.015em;
  color: #fff;
  margin: var(--space-4) 0 var(--space-2);
}
.aud-card p {
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.7);
  line-height: 1.55;
}
.aud-card__cta {
  margin-top: auto;
  padding-top: var(--space-5);
  font-weight: 700;
  font-size: var(--text-sm);
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  color: #fff;
}
.aud-card--client .aud-card__cta { color: var(--color-accent); }
.aud-card--debtor .aud-card__cta { color: var(--color-lime); }

/* Logo strip / trust band */
.trust-strip {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: var(--space-8);
  margin-top: var(--space-8);
  opacity: 0.65;
}
.trust-strip span {
  font-size: var(--text-sm);
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-text-muted);
}

/* Responsive */
@media (max-width: 1100px) {
  .hero-intro__grid { grid-template-columns: 1fr; }
  .hero-intro__side { grid-template-columns: repeat(3, 1fr); display: grid; }
  .pillars { grid-template-columns: 1fr; }
  .verticals { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .audience-choose__cards { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .hero-intro__side { grid-template-columns: 1fr; }
  .verticals { grid-template-columns: 1fr; }
}

/* ============================================================
   v4: Services strip + Debt purchase
   ============================================================ */

/* Services strip (under hero) */
.services-strip {
  background: #ffffff;
  border-bottom: 1px solid var(--color-border);
  padding: clamp(1.25rem, 2vw, 1.75rem) 0;
}
.services-strip__inner {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  gap: clamp(1rem, 2.5vw, 2.5rem);
  align-items: center;
}
.services-strip__item {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  min-width: 0;
}
.services-strip__item strong {
  display: block;
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 700;
  letter-spacing: -0.01em;
  color: var(--color-text);
  line-height: 1.25;
}
.services-strip__item span {
  display: block;
  font-size: 0.82rem;
  color: var(--color-text-muted);
  margin-top: 0.15rem;
  line-height: 1.35;
}
.services-strip__icon {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: #f5f3ef;
  color: var(--color-text);
  display: flex;
  align-items: center;
  justify-content: center;
}
.services-strip__item:nth-child(3) .services-strip__icon {
  background: linear-gradient(135deg, #fff4c2, #e8f5d4);
  color: #5a4a00;
}
.services-strip__divider {
  width: 1px;
  height: 40px;
  background: var(--color-border);
}
@media (max-width: 880px) {
  .services-strip__inner {
    grid-template-columns: 1fr;
    gap: 1rem;
  }
  .services-strip__divider {
    width: 100%;
    height: 1px;
  }
}

/* Feature vertical tile (Debt purchase) */
.vertical--feature {
  position: relative;
  background: linear-gradient(145deg, #0f172a 0%, #1e293b 100%) !important;
  color: #f5f3ef !important;
  border-color: transparent !important;
  overflow: hidden;
  grid-column: 1 / -1;
  display: grid !important;
  grid-template-columns: auto 1fr auto;
  gap: 1.25rem 1.75rem;
  align-items: center;
  padding: 1.75rem 2rem !important;
}
.vertical--feature h3 { margin: 0 !important; }
.vertical--feature p { margin: 0 !important; max-width: 60ch; }
.vertical--feature .vertical__cta { margin-top: 0 !important; white-space: nowrap; }
@media (max-width: 760px) {
  .vertical--feature {
    grid-template-columns: 1fr;
    text-align: left;
    gap: 0.75rem;
  }
  .vertical--feature .vertical__cta { margin-top: 0.5rem !important; }
}
.vertical--feature::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 85% 15%, rgba(255, 212, 58, 0.18) 0%, transparent 55%),
    radial-gradient(circle at 10% 90%, rgba(110, 197, 58, 0.15) 0%, transparent 55%);
  pointer-events: none;
}
.vertical--feature > * { position: relative; z-index: 1; }
.vertical--feature h3 { color: #ffffff; }
.vertical--feature p { color: rgba(245, 243, 239, 0.7); }
.vertical--feature .vertical__icon {
  background: rgba(255, 212, 58, 0.15);
  color: #ffd43a;
}
.vertical--feature .vertical__cta {
  color: #ffd43a;
}
.vertical__tag {
  position: absolute;
  top: 1rem;
  right: 1rem;
  font-family: var(--font-display);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.3rem 0.6rem;
  border-radius: 999px;
  background: rgba(255, 212, 58, 0.15);
  color: #ffd43a;
  border: 1px solid rgba(255, 212, 58, 0.3);
  z-index: 2;
}

/* Debt purchase section */
.purchase {
  background: #0a0f14;
  color: #f5f3ef;
  padding: clamp(4rem, 7vw, 7rem) 0;
  position: relative;
  overflow: hidden;
  isolation: isolate;
}
.purchase::before {
  content: "";
  position: absolute;
  top: -20%;
  right: -10%;
  width: 50%;
  height: 60%;
  background: radial-gradient(circle at 50% 50%, rgba(255, 212, 58, 0.18) 0%, transparent 60%);
  filter: blur(60px);
  pointer-events: none;
}
.purchase::after {
  content: "";
  position: absolute;
  bottom: -20%;
  left: -10%;
  width: 40%;
  height: 50%;
  background: radial-gradient(circle at 50% 50%, rgba(110, 197, 58, 0.12) 0%, transparent 60%);
  filter: blur(60px);
  pointer-events: none;
}
.purchase .container { position: relative; z-index: 1; }
.purchase__grid {
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  gap: clamp(2.5rem, 5vw, 5rem);
  align-items: start;
}
.purchase__title {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 3.25rem);
  line-height: 1.05;
  letter-spacing: -0.025em;
  font-weight: 800;
  margin-top: var(--space-4);
  color: #ffffff;
}
.purchase__lede {
  font-size: var(--text-lg);
  line-height: 1.6;
  color: rgba(245, 243, 239, 0.72);
  margin-top: var(--space-5);
  max-width: 60ch;
}
.purchase__list {
  list-style: none;
  padding: 0;
  margin: var(--space-6) 0 0;
  display: grid;
  gap: 0.85rem;
}
.purchase__list li {
  padding-left: 1.6rem;
  position: relative;
  color: rgba(245, 243, 239, 0.78);
  font-size: 0.98rem;
  line-height: 1.55;
}
.purchase__list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 10px;
  height: 2px;
  background: linear-gradient(90deg, #ffd43a, #6ec53a);
}
.purchase__list strong {
  color: #ffffff;
  font-weight: 700;
}
.purchase__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  margin-top: var(--space-7);
}
.purchase__side {
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid rgba(245, 243, 239, 0.08);
  border-radius: var(--radius-lg);
  padding: clamp(1.5rem, 3vw, 2.25rem);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}
.purchase__side-title {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 700;
  letter-spacing: -0.01em;
  color: #ffffff;
  margin: 0 0 var(--space-5);
  padding-bottom: var(--space-4);
  border-bottom: 1px solid rgba(245, 243, 239, 0.08);
}
.purchase__steps {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 1.4rem;
  counter-reset: step;
}
.purchase__steps li {
  display: grid;
  grid-template-columns: 2.2rem 1fr;
  gap: 1rem;
  align-items: start;
}
.purchase__steps li > span {
  font-family: var(--font-display);
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  color: #ffd43a;
  padding-top: 0.15rem;
}
.purchase__steps li strong {
  display: block;
  color: #ffffff;
  font-weight: 700;
  font-size: 0.98rem;
  margin-bottom: 0.25rem;
}
.purchase__steps li p {
  color: rgba(245, 243, 239, 0.6);
  font-size: 0.9rem;
  line-height: 1.5;
  margin: 0;
}
@media (max-width: 880px) {
  .purchase__grid {
    grid-template-columns: 1fr;
  }
}


/* ============================================================
   v7 — hero side cards: benefit-first voice
   ============================================================ */
.hero-intro__side .stat--light {
  border-left-color: rgba(255, 212, 58, 0.45);
  padding: 4px 0 6px 20px;
  position: relative;
}
.hero-intro__side .stat--light:nth-child(2) {
  border-left-color: rgba(110, 197, 58, 0.55);
}
.hero-intro__side .stat--light:nth-child(3) {
  border-left-color: rgba(245, 243, 239, 0.25);
}

.hero-intro__side .stat__kicker {
  font-family: var(--font-body);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.22em;
  color: rgba(255, 212, 58, 0.7);
  margin-bottom: 8px;
  text-transform: uppercase;
}
.hero-intro__side .stat--light:nth-child(2) .stat__kicker {
  color: rgba(110, 197, 58, 0.75);
}
.hero-intro__side .stat--light:nth-child(3) .stat__kicker {
  color: rgba(245, 243, 239, 0.5);
}

.hero-intro__side .stat--light .stat__num {
  font-family: var(--font-body);
  font-size: clamp(18px, 1.5vw, 22px);
  font-weight: 600;
  line-height: 1.25;
  letter-spacing: -0.01em;
  color: #ffffff;
  margin-bottom: 8px;
}
.hero-intro__side .stat--light .stat__label {
  font-size: 13.5px;
  line-height: 1.55;
  color: rgba(245, 243, 239, 0.65);
  max-width: 36ch;
  margin-top: 0;
}

/* ============================================================
   v8 — Clients Hub multi-page components
   (lifecycle-table, outcome-pillar, stat-band, trust-strip,
    pillar-card--service, perfect-for, contact-options-grid,
    contact-form, value-grid, pillar-quote, clients-hero)
   ============================================================ */

/* --- Clients inner-page hero (lighter than hero-intro cinematic) --- */
.clients-hero {
  position: relative;
  background: var(--color-dark);
  color: var(--color-dark-text);
  padding: clamp(4rem, 7vw, 6.5rem) 0 clamp(3rem, 5vw, 4.5rem);
  overflow: hidden;
  isolation: isolate;
}
.clients-hero::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 38%;
  z-index: 1;
  pointer-events: none;
  background: linear-gradient(to bottom, rgba(243,244,246,0) 0%, rgba(243,244,246,0.08) 40%, rgba(243,244,246,0.45) 78%, #f3f4f6 100%);
}
.clients-hero--cinematic { padding-bottom: clamp(3.5rem, 6vw, 6rem); }
.clients-hero__bg {
  position: absolute;
  inset: -15%;
  z-index: 0;
  pointer-events: none;
}
.clients-hero__bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(to right, rgba(255,255,255,0.045) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(255,255,255,0.045) 1px, transparent 1px);
  background-size: 64px 64px;
  -webkit-mask-image: radial-gradient(ellipse 80% 55% at 50% 35%, #000 40%, transparent 80%);
          mask-image: radial-gradient(ellipse 80% 55% at 50% 35%, #000 40%, transparent 80%);
  pointer-events: none;
}
.clients-hero__mesh {
  position: absolute;
  border-radius: 50%;
  filter: blur(90px);
  opacity: 0.5;
}
.clients-hero__mesh--y {
  top: -10%; left: -8%;
  width: 55%; height: 60%;
  background: radial-gradient(circle at 30% 30%, #ffd43a 0%, rgba(255,212,58,0.3) 45%, transparent 70%);
}
.clients-hero__mesh--l {
  top: 15%; right: -12%;
  width: 55%; height: 60%;
  background: radial-gradient(circle at 60% 50%, #6ec53a 0%, rgba(110,197,58,0.22) 42%, transparent 70%);
  opacity: 0.42;
}
.clients-hero__mesh--o {
  bottom: -20%; left: 30%;
  width: 45%; height: 55%;
  background: radial-gradient(circle at 50% 50%, #ff9f43 0%, rgba(255,159,67,0.18) 40%, transparent 70%);
  opacity: 0.28;
}
.clients-hero__container { position: relative; z-index: 2; }
.clients-hero__eyebrow {
  color: rgba(245,243,239,0.7);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: var(--text-xs);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-weight: 600;
}
.clients-hero__title {
  font-family: var(--font-display);
  font-size: clamp(2.2rem, 4.8vw, 4rem);
  line-height: 1.05;
  letter-spacing: -0.03em;
  font-weight: 800;
  color: #fff;
  margin-top: var(--space-5);
  max-width: 22ch;
}
.clients-hero--cinematic .clients-hero__title { font-size: clamp(2.5rem, 5.4vw, 4.6rem); }
.clients-hero__em {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  letter-spacing: -0.015em;
  background: linear-gradient(92deg, #f0dd0a 0%, #dbc905 55%, #6ec53a 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  color: transparent;
  padding-right: 0.08em;
}
.clients-hero__lede {
  font-size: var(--text-lg);
  line-height: 1.6;
  color: rgba(245,243,239,0.74);
  margin-top: var(--space-5);
  max-width: 62ch;
}
.clients-hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  margin-top: var(--space-8);
}
.clients-hero__crumbs {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  color: rgba(245,243,239,0.55);
  font-size: var(--text-xs);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: var(--space-5);
}
.clients-hero__crumbs a { color: rgba(245,243,239,0.75); }
.clients-hero__crumbs a:hover { color: var(--color-accent); }

/* --- Trust strip (muted client-type pills) --- */
.trust-strip {
  padding: var(--space-8) 0;
  border-top: 1px solid var(--color-divider);
  border-bottom: 1px solid var(--color-divider);
  background: var(--color-surface);
}
.trust-strip__label {
  font-size: var(--text-xs);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-text-faint);
  font-weight: 600;
  margin-bottom: var(--space-4);
  text-align: center;
}
.trust-strip__pills {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--space-3);
}
.trust-pill {
  padding: 0.5rem 1rem;
  border: 1px solid var(--color-border);
  border-radius: 999px;
  background: var(--color-surface);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  font-weight: 500;
  letter-spacing: -0.005em;
}
.trust-pill--accent {
  background: var(--color-text);
  color: #fff;
  border-color: var(--color-text);
}
.trust-pill--lime { background: var(--color-lime-soft); border-color: var(--color-lime-soft-2); color: var(--color-lime-ink); }

/* --- Service pillar cards (v8 enhanced) --- */
.pillar-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
}
.pillar-card--service {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  display: flex;
  flex-direction: column;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  position: relative;
}
.pillar-card--service:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-text);
}
.pillar-card--service .pillar-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  border-radius: var(--radius-md);
  background: var(--color-accent);
  color: var(--color-accent-ink);
  margin-bottom: var(--space-5);
}
.pillar-card--service .pillar-icon--lime { background: var(--color-lime); color: var(--color-lime-ink); }
.pillar-card--service .pillar-icon--dark { background: var(--color-text); color: #fff; }
.pillar-card--service h3 {
  font-size: var(--text-xl);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin-bottom: var(--space-3);
}
.pillar-card--service p {
  color: var(--color-text-muted);
  line-height: 1.6;
  flex: 1;
}
.pillar-card--service .pillar-cta {
  margin-top: var(--space-5);
  color: var(--color-text);
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  text-decoration: underline;
  text-underline-offset: 4px;
  text-decoration-color: var(--color-accent);
  text-decoration-thickness: 2px;
}
.pillar-card--service .pillar-cta:hover { color: var(--color-accent-hover); }
.pillar-card--service .pillar-tag {
  position: absolute;
  top: var(--space-5);
  right: var(--space-5);
  background: var(--color-lime-soft);
  color: var(--color-lime-ink);
  font-size: var(--text-xs);
  font-weight: 600;
  padding: 0.25rem 0.6rem;
  border-radius: 999px;
  letter-spacing: 0.04em;
}
@media (max-width: 900px) {
  .pillar-cards { grid-template-columns: 1fr; }
}

/* --- Lifecycle teaser (3-column preview) --- */
.lifecycle-teaser {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-5);
}
.lifecycle-teaser__card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: var(--space-6);
  border-left: 3px solid var(--color-accent);
}
.lifecycle-teaser__card:nth-child(2) { border-left-color: var(--color-lime); }
.lifecycle-teaser__card:nth-child(3) { border-left-color: var(--color-text); }
.lifecycle-teaser__card h4 {
  font-size: var(--text-sm);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-text-faint);
  font-weight: 700;
  margin-bottom: var(--space-2);
}
.lifecycle-teaser__card p {
  font-size: var(--text-base);
  color: var(--color-text);
  line-height: 1.5;
  font-weight: 500;
}
@media (max-width: 900px) {
  .lifecycle-teaser { grid-template-columns: 1fr; }
}

/* --- Stat band (3 large stats) --- */
.stat-band {
  background: var(--color-dark);
  color: var(--color-dark-text);
  padding: clamp(3.5rem, 6vw, 5.5rem) 0;
  position: relative;
  overflow: hidden;
}
.stat-band--tint { background: var(--color-surface-tint); color: var(--color-text); }
.stat-band__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
  position: relative;
  z-index: 1;
}
.stat-band__item {
  padding-left: var(--space-5);
  border-left: 2px solid var(--color-accent);
}
.stat-band__item:nth-child(2) { border-left-color: var(--color-lime); }
.stat-band__item:nth-child(3) { border-left-color: rgba(245,243,239,0.35); }
.stat-band--tint .stat-band__item:nth-child(3) { border-left-color: var(--color-text); }
.stat-band__num {
  font-family: var(--font-display);
  font-size: clamp(1.75rem, 2.8vw, 2.4rem);
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1.1;
  color: #fff;
  margin-bottom: var(--space-3);
}
.stat-band--tint .stat-band__num { color: var(--color-text); }
.stat-band__label {
  color: rgba(245,243,239,0.7);
  font-size: var(--text-base);
  line-height: 1.5;
}
.stat-band--tint .stat-band__label { color: var(--color-text-muted); }
@media (max-width: 900px) {
  .stat-band__grid { grid-template-columns: 1fr; gap: var(--space-7); }
}

/* --- Benefit grid ("Why clients switch") --- */
.benefit-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-5);
}
.benefit-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: var(--space-6) var(--space-6) var(--space-7);
  transition: border-color var(--transition), transform var(--transition);
  position: relative;
}
.benefit-card:hover { border-color: var(--color-text); transform: translateY(-2px); }
.benefit-card__num {
  font-family: var(--font-serif);
  font-style: italic;
  color: var(--color-text-faint);
  font-size: 1.3rem;
  margin-bottom: var(--space-3);
}
.benefit-card h4 {
  font-size: var(--text-lg);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin-bottom: var(--space-3);
  color: var(--color-text);
}
.benefit-card p {
  color: var(--color-text-muted);
  font-size: var(--text-sm);
  line-height: 1.6;
}
@media (max-width: 1000px) { .benefit-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .benefit-grid { grid-template-columns: 1fr; } }

/* --- Debt purchase mini banner --- */
.purchase-banner {
  background: var(--color-dark);
  color: var(--color-dark-text);
  border-radius: var(--radius-lg);
  padding: var(--space-8) var(--space-10);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-6);
  position: relative;
  overflow: hidden;
  isolation: isolate;
}
.purchase-banner::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 90% 50%, rgba(255,212,58,0.22), transparent 60%);
  z-index: -1;
}
.purchase-banner h3 {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 2.4vw, 2rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: #fff;
  margin-bottom: 0.4rem;
}
.purchase-banner p {
  color: rgba(245,243,239,0.7);
  font-size: var(--text-base);
  max-width: 50ch;
}
@media (max-width: 800px) {
  .purchase-banner { flex-direction: column; align-items: flex-start; text-align: left; }
}

/* --- Testimonial / pillar quote --- */
.pillar-quote {
  background: var(--color-surface-tint);
  border-radius: var(--radius-lg);
  padding: clamp(2.5rem, 5vw, 4rem);
  position: relative;
}
.pillar-quote::before {
  content: "\201C";
  font-family: var(--font-serif);
  font-size: 8rem;
  line-height: 0.6;
  color: var(--color-accent);
  position: absolute;
  top: 2.2rem;
  left: 2rem;
  opacity: 0.35;
  pointer-events: none;
}
.pillar-quote__body {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: clamp(1.3rem, 2.2vw, 1.8rem);
  line-height: 1.35;
  color: var(--color-text);
  letter-spacing: -0.015em;
  position: relative;
  z-index: 1;
  max-width: 60ch;
}
.pillar-quote__attr {
  margin-top: var(--space-5);
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  font-style: normal;
  font-family: var(--font-body);
}
.pillar-quote__tag {
  display: inline-block;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 999px;
  padding: 0.2rem 0.7rem;
  font-size: var(--text-xs);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-text-faint);
  margin-left: var(--space-3);
  font-weight: 600;
}

/* --- Lifecycle TABLE (dark) --- */
.lifecycle-table {
  background: var(--color-dark);
  color: var(--color-dark-text);
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--color-dark-border);
}
.lifecycle-table__head,
.lifecycle-table__row {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr 2.2fr;
  gap: var(--space-5);
  padding: var(--space-5) var(--space-6);
  align-items: center;
}
.lifecycle-table__head {
  background: rgba(255,255,255,0.03);
  font-size: var(--text-xs);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(245,243,239,0.55);
  font-weight: 700;
  border-bottom: 1px solid var(--color-dark-border);
}
.lifecycle-table__row {
  border-bottom: 1px solid var(--color-dark-border);
  transition: background var(--transition);
}
.lifecycle-table__row:last-child { border-bottom: 0; }
.lifecycle-table__row:hover { background: rgba(255,212,58,0.04); }
.lifecycle-table__stage {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: var(--text-base);
  color: #fff;
  letter-spacing: -0.01em;
}
.lifecycle-table__stage small {
  display: block;
  font-weight: 500;
  color: rgba(245,243,239,0.55);
  font-size: var(--text-xs);
  letter-spacing: 0;
  text-transform: none;
  margin-top: 2px;
}
.lifecycle-table__cat {
  display: inline-flex;
  align-items: center;
  padding: 0.25rem 0.7rem;
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  border-radius: 999px;
  background: rgba(255,212,58,0.14);
  color: var(--color-accent);
  border: 1px solid rgba(255,212,58,0.3);
  width: fit-content;
}
.lifecycle-table__cat--lime { background: rgba(110,197,58,0.14); color: var(--color-lime); border-color: rgba(110,197,58,0.3); }
.lifecycle-table__cat--legal { background: rgba(255,255,255,0.08); color: rgba(245,243,239,0.85); border-color: rgba(255,255,255,0.18); }
.lifecycle-table__cat--purchase { background: rgba(255,159,67,0.14); color: #ff9f43; border-color: rgba(255,159,67,0.3); }
.lifecycle-table__desc {
  color: rgba(245,243,239,0.78);
  font-size: var(--text-base);
  line-height: 1.5;
}
@media (max-width: 900px) {
  .lifecycle-table__head { display: none; }
  .lifecycle-table__row {
    grid-template-columns: 1fr;
    gap: var(--space-3);
    padding: var(--space-5) var(--space-5);
  }
}

/* --- Perfect-for bulleted list inside pillar detail --- */
.perfect-for {
  list-style: none;
  padding: 0;
  margin: var(--space-5) 0 0;
  display: grid;
  gap: var(--space-2);
}
.perfect-for li {
  position: relative;
  padding-left: 1.6rem;
  color: var(--color-text-muted);
  line-height: 1.55;
}
.perfect-for li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--color-accent);
  box-shadow: 0 0 0 3px rgba(255,212,58,0.2);
}
.perfect-for--lime li::before { background: var(--color-lime); box-shadow: 0 0 0 3px rgba(110,197,58,0.2); }
.perfect-for--dark li::before { background: var(--color-text); box-shadow: 0 0 0 3px rgba(23,24,28,0.15); }
.perfect-for__label {
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: var(--text-xs);
  font-weight: 700;
  color: var(--color-text-faint);
  margin-bottom: var(--space-3);
}

/* --- White-label panel --- */
.whitelabel {
  background: linear-gradient(135deg, var(--color-dark) 0%, #1a2028 100%);
  color: var(--color-dark-text);
  border-radius: var(--radius-lg);
  padding: clamp(2.5rem, 5vw, 4rem);
  position: relative;
  overflow: hidden;
  isolation: isolate;
}
.whitelabel::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 15% 30%, rgba(255,212,58,0.12), transparent 60%);
  z-index: -1;
}
.whitelabel__grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: start;
}
.whitelabel__title {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #fff;
  line-height: 1.1;
}
.whitelabel__em {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  color: var(--color-accent);
}
.whitelabel__lede {
  color: rgba(245,243,239,0.72);
  margin-top: var(--space-4);
  font-size: var(--text-base);
  line-height: 1.6;
}
.whitelabel__list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: var(--space-4);
}
.whitelabel__list li {
  display: grid;
  grid-template-columns: 28px 1fr;
  gap: var(--space-3);
  align-items: start;
}
.whitelabel__check {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--color-accent);
  color: var(--color-accent-ink);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 2px;
}
.whitelabel__list strong {
  color: #fff;
  font-weight: 700;
  display: block;
  margin-bottom: 2px;
}
.whitelabel__list span {
  color: rgba(245,243,239,0.7);
  font-size: var(--text-sm);
  line-height: 1.5;
}
@media (max-width: 900px) {
  .whitelabel__grid { grid-template-columns: 1fr; }
}

/* --- Outcome pillar (big kicker number + benefit) --- */
.outcomes {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
}
.outcome-pillar {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  position: relative;
  overflow: hidden;
}
.outcome-pillar__kicker {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(3rem, 5vw, 4.5rem);
  line-height: 0.9;
  letter-spacing: -0.05em;
  color: var(--color-accent);
  margin-bottom: var(--space-4);
}
.outcome-pillar:nth-child(2) .outcome-pillar__kicker { color: var(--color-lime); }
.outcome-pillar:nth-child(3) .outcome-pillar__kicker { color: var(--color-text); }
.outcome-pillar__kicker sup {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 0.4em;
  font-weight: 400;
  color: var(--color-text-faint);
  top: -1.2em;
  margin-left: 0.2em;
}
.outcome-pillar h3 {
  font-size: var(--text-xl);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin-bottom: var(--space-3);
}
.outcome-pillar p {
  color: var(--color-text-muted);
  line-height: 1.6;
}
.outcome-pillar__stat {
  margin-top: var(--space-5);
  padding-top: var(--space-4);
  border-top: 1px solid var(--color-divider);
  font-size: var(--text-sm);
  color: var(--color-text);
  font-weight: 500;
  font-style: italic;
}
@media (max-width: 900px) { .outcomes { grid-template-columns: 1fr; } }

/* --- Numbered steps (Getting started 1/2/3) --- */
.steps-num {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
  counter-reset: step;
}
.step-num {
  position: relative;
  padding: var(--space-7) var(--space-6) var(--space-6);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  background: var(--color-surface);
  counter-increment: step;
}
.step-num::before {
  content: counter(step, decimal-leading-zero);
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 4.5rem;
  line-height: 1;
  letter-spacing: -0.05em;
  color: transparent;
  -webkit-text-stroke: 2px var(--color-accent);
  position: absolute;
  top: -0.6rem;
  right: var(--space-5);
  pointer-events: none;
}
.step-num h4 {
  font-size: var(--text-lg);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin-bottom: var(--space-3);
  padding-right: 3rem;
}
.step-num p {
  color: var(--color-text-muted);
  line-height: 1.6;
  font-size: var(--text-sm);
}
@media (max-width: 900px) { .steps-num { grid-template-columns: 1fr; } }

/* --- Process list (6-item ordered) --- */
.process-list {
  list-style: none;
  padding: 0;
  display: grid;
  gap: 0;
  counter-reset: proc;
  border-top: 1px solid var(--color-divider);
}
.process-list li {
  counter-increment: proc;
  display: grid;
  grid-template-columns: 60px 1fr;
  gap: var(--space-5);
  padding: var(--space-6) 0;
  border-bottom: 1px solid var(--color-divider);
  align-items: start;
}
.process-list li::before {
  content: counter(proc, decimal-leading-zero);
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.75rem;
  letter-spacing: -0.02em;
  color: var(--color-accent-ink);
  background: var(--color-accent);
  width: 48px;
  height: 48px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-md);
}
.process-list h4 {
  font-size: var(--text-base);
  font-weight: 700;
  letter-spacing: -0.01em;
  margin-bottom: 0.35rem;
}
.process-list p {
  color: var(--color-text-muted);
  font-size: var(--text-sm);
  line-height: 1.6;
}

/* --- Values grid ("What we stand for") --- */
.value-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
}
.value-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: var(--space-6);
  transition: transform var(--transition), border-color var(--transition);
}
.value-card:hover { border-color: var(--color-text); transform: translateY(-2px); }
.value-card__icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-sm);
  background: var(--color-surface-tint);
  color: var(--color-accent-ink);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-4);
}
.value-card:nth-child(2) .value-card__icon { background: var(--color-lime-soft); color: var(--color-lime-ink); }
.value-card:nth-child(3) .value-card__icon { background: #fff4c6; color: var(--color-accent-ink); }
.value-card:nth-child(4) .value-card__icon { background: var(--color-lime-soft); color: var(--color-lime-ink); }
.value-card:nth-child(5) .value-card__icon { background: #fff4c6; color: var(--color-accent-ink); }
.value-card:nth-child(6) .value-card__icon { background: var(--color-surface-tint); color: var(--color-text); }
.value-card h4 {
  font-size: var(--text-base);
  font-weight: 700;
  letter-spacing: -0.01em;
  margin-bottom: var(--space-2);
}
.value-card p {
  color: var(--color-text-muted);
  font-size: var(--text-sm);
  line-height: 1.55;
}
@media (max-width: 900px) { .value-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .value-grid { grid-template-columns: 1fr; } }

/* --- About page mini stats --- */
.mini-stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-4);
}
.mini-stat {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: var(--space-5);
}
.mini-stat__num {
  font-family: var(--font-display);
  font-size: 1.75rem;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: var(--color-text);
  margin-bottom: 0.25rem;
  line-height: 1.1;
}
.mini-stat__label {
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-text-faint);
  font-weight: 600;
}

.about-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: start;
}
.about-grid p { font-size: var(--text-base); line-height: 1.7; color: var(--color-text-muted); margin-bottom: var(--space-4); }
.about-grid p:last-child { margin-bottom: 0; }
.about-grid .about-lead {
  font-size: var(--text-lg);
  color: var(--color-text);
  font-weight: 500;
  line-height: 1.55;
}
@media (max-width: 900px) { .about-grid { grid-template-columns: 1fr; } }

/* --- Contact options grid (4-card) --- */
.contact-options-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-5);
}
.contact-option {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  display: flex;
  flex-direction: column;
  transition: border-color var(--transition), transform var(--transition);
}
.contact-option:hover { border-color: var(--color-text); transform: translateY(-2px); }
.contact-option__icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-sm);
  background: var(--color-accent);
  color: var(--color-accent-ink);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-4);
}
.contact-option:nth-child(2) .contact-option__icon { background: var(--color-lime); color: var(--color-lime-ink); }
.contact-option:nth-child(3) .contact-option__icon { background: var(--color-text); color: #fff; }
.contact-option:nth-child(4) .contact-option__icon { background: var(--color-surface-tint); color: var(--color-text); }
.contact-option h4 {
  font-size: var(--text-lg);
  font-weight: 700;
  letter-spacing: -0.01em;
  margin-bottom: var(--space-2);
}
.contact-option p {
  color: var(--color-text-muted);
  font-size: var(--text-sm);
  line-height: 1.55;
  flex: 1;
  margin-bottom: var(--space-4);
}
.contact-option__link {
  font-weight: 600;
  color: var(--color-text);
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  text-decoration: underline;
  text-underline-offset: 4px;
  text-decoration-color: var(--color-accent);
  text-decoration-thickness: 2px;
}
.contact-option__link:hover { color: var(--color-accent-hover); }
@media (max-width: 1000px) { .contact-options-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .contact-options-grid { grid-template-columns: 1fr; } }

/* --- Contact form --- */
.contact-form-wrap {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: clamp(2rem, 4vw, 3rem);
}
.contact-form {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-5);
}
.contact-form__field { display: flex; flex-direction: column; gap: 0.4rem; }
.contact-form__field--full { grid-column: 1 / -1; }
.contact-form__field label {
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-text-faint);
  font-weight: 600;
}
.contact-form__field input,
.contact-form__field select,
.contact-form__field textarea {
  font-family: var(--font-body);
  font-size: var(--text-base);
  color: var(--color-text);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  padding: 0.8rem 1rem;
  transition: border-color var(--transition), box-shadow var(--transition);
}
.contact-form__field input:focus,
.contact-form__field select:focus,
.contact-form__field textarea:focus {
  outline: none;
  border-color: var(--color-accent);
  box-shadow: 0 0 0 3px rgba(255,212,58,0.2);
}
.contact-form__field textarea { resize: vertical; min-height: 120px; }
.contact-form__submit {
  grid-column: 1 / -1;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  flex-wrap: wrap;
  margin-top: var(--space-3);
}
.contact-form__note {
  font-size: var(--text-xs);
  color: var(--color-text-faint);
  max-width: 44ch;
}
@media (max-width: 700px) { .contact-form { grid-template-columns: 1fr; } }

/* --- Feature list (digital/collections pages) --- */
.feature-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-5);
}
.feature-item {
  display: grid;
  grid-template-columns: 40px 1fr;
  gap: var(--space-4);
  padding: var(--space-4) 0;
  border-bottom: 1px solid var(--color-divider);
}
.feature-item__num {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: var(--text-lg);
  color: var(--color-accent-ink);
  background: var(--color-accent);
  width: 32px;
  height: 32px;
  border-radius: var(--radius-sm);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
}
.feature-list--lime .feature-item__num { background: var(--color-lime); color: var(--color-lime-ink); }
.feature-item h4 {
  font-size: var(--text-base);
  font-weight: 700;
  letter-spacing: -0.01em;
  margin-bottom: 0.35rem;
}
.feature-item p {
  color: var(--color-text-muted);
  font-size: var(--text-sm);
  line-height: 1.55;
}
@media (max-width: 800px) { .feature-list { grid-template-columns: 1fr; } }

/* --- Sub-hero mini-stats row (on digital/collections) --- */
.mini-stat-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-5);
}
.mini-stat-row .mini-stat { text-align: left; }
@media (max-width: 900px) { .mini-stat-row { grid-template-columns: repeat(2, 1fr); } }

/* --- Offices line --- */
.offices-line {
  text-align: center;
  padding: var(--space-8) 0;
  color: var(--color-text-muted);
  font-size: var(--text-base);
  border-top: 1px solid var(--color-divider);
}
.offices-line strong { color: var(--color-text); }

/* --- Breadcrumb inside clients-hero --- */
.clients-hero .breadcrumb-sep { color: rgba(245,243,239,0.35); }

/* Util bar — "Have a debt? Manage here" pill button */
.util-bar__link--debtor {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 0.32rem 0.85rem;
  background: #6ec53a;
  color: #0a1014 !important;
  font-weight: 700;
  font-size: 0.78rem;
  letter-spacing: 0.005em;
  border-radius: 999px;
  text-decoration: none;
  transition: background 160ms ease, transform 160ms ease, box-shadow 220ms ease;
  box-shadow: 0 0 0 0 rgba(110,197,58,0.3);
}
.util-bar__link--debtor:hover {
  background: #7fd84a;
  transform: translateY(-1px);
  box-shadow: 0 4px 14px -4px rgba(110,197,58,0.55);
}
@media (max-width: 480px) {
  .util-bar__link--debtor { font-size: 0.72rem; padding: 0.28rem 0.7rem; }
}

/* v10 — Yellow marker highlight (ARMA-style) + Industries section refresh */
.yellow-marker {
  display: inline;
}
.marker-word {
  position: relative;
  display: inline-block;
  z-index: 0;
  padding: 0 2px;
}
.marker-word::before {
  content: "";
  position: absolute;
  left: 2px;
  right: 0;
  bottom: 0.08em;
  height: 0.35em;
  background: var(--color-accent); /* #ffd43a — brand yellow */
  z-index: -1;
  transform-origin: left center;
  transform: scaleX(0);
  transition: transform 0.6s cubic-bezier(0.22, 1, 0.36, 1);
}
.marker-word.is-in::before {
  transform: scaleX(1);
}
/* staggered reveal via delay */
.marker-word:nth-of-type(1) { transition-delay: 0.05s; }
.marker-word:nth-of-type(2) { transition-delay: 0.18s; }
.marker-word:nth-of-type(3) { transition-delay: 0.31s; }
.marker-word:nth-of-type(4) { transition-delay: 0.44s; }
.marker-word:nth-of-type(5) { transition-delay: 0.57s; }

/* Industries section wrapper */
.industries-intro {
  text-align: center;
  max-width: 920px;
  margin: 0 auto;
}
.industries-intro .section__title {
  font-size: clamp(2rem, 3.2vw, 3.25rem);
  line-height: 1.15;
  letter-spacing: -0.02em;
}
.industries-intro .section__lede {
  margin-top: 1.25rem;
  font-size: 1.0625rem;
  color: var(--color-ink-muted);
  max-width: 640px;
  margin-left: auto;
  margin-right: auto;
}

/* ======================================================
   Industries rail — horizontal directory format
   ====================================================== */
.industry-rail {
  margin-top: 3rem;
  border: 1px solid rgba(255, 255, 255, 0.06);
  background: linear-gradient(180deg, #0b1018 0%, #0a0d12 100%);
  border-radius: 22px;
  overflow: hidden;
  box-shadow: 0 30px 60px -30px rgba(0, 0, 0, 0.4), 0 2px 8px rgba(0, 0, 0, 0.25);
  color: #f6f3ec;
  position: relative;
}
.industry-rail::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(240, 221, 10, 0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(240, 221, 10, 0.035) 1px, transparent 1px);
  background-size: 44px 44px;
  pointer-events: none;
  opacity: 0.6;
  mask-image: linear-gradient(180deg, rgba(0,0,0,0.7), rgba(0,0,0,0.2) 60%, rgba(0,0,0,0));
}
.industry-rail__row {
  display: grid;
  grid-template-columns: 28px 1.6fr 2.4fr auto;
  align-items: center;
  gap: 1.25rem;
  padding: 1.05rem 1.25rem;
  text-decoration: none;
  color: inherit;
  position: relative;
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  transition: background 0.25s ease, transform 0.25s ease;
  isolation: isolate;
  z-index: 1;
}
.industry-rail__row:first-child { border-top: 0; }
.industry-rail__row::before {
  content: "";
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 3px;
  background: var(--color-accent);
  box-shadow: 0 0 14px rgba(240, 221, 10, 0.6);
  transform: scaleY(0);
  transform-origin: center;
  transition: transform 0.25s ease;
}
.industry-rail__row:hover {
  background: rgba(240, 221, 10, 0.05);
}
.industry-rail__row:hover::before { transform: scaleY(1); }
.industry-rail__row:hover .industry-rail__arrow {
  transform: translateX(4px);
  color: #f6f3ec;
}
.industry-rail__index {
  font-family: 'JetBrains Mono', ui-monospace, monospace;
  font-size: 0.6875rem;
  font-weight: 500;
  letter-spacing: 0.1em;
  color: rgba(246, 243, 236, 0.45);
}
.industry-rail__label {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  min-width: 0;
}
.industry-rail__icon {
  width: 32px;
  height: 32px;
  border-radius: 8px;
  background: radial-gradient(circle at 50% 45%, rgba(240, 221, 10, 0.45) 0%, rgba(240, 221, 10, 0.18) 60%, rgba(240, 221, 10, 0.06) 100%);
  color: var(--color-accent);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  position: relative;
  box-shadow:
    0 0 0 1px rgba(240, 221, 10, 0.45),
    0 0 14px rgba(240, 221, 10, 0.45),
    0 0 32px rgba(240, 221, 10, 0.22),
    inset 0 1px 0 rgba(255, 255, 255, 0.14);
  transition: box-shadow 0.3s ease, transform 0.3s ease, background 0.3s ease;
}
.industry-rail__icon svg {
  filter: drop-shadow(0 0 4px rgba(240, 221, 10, 0.9));
  transition: filter 0.3s ease;
}
.industry-rail__row:hover .industry-rail__icon {
  transform: scale(1.05);
  box-shadow:
    0 0 0 1px rgba(240, 221, 10, 0.65),
    0 0 22px rgba(240, 221, 10, 0.7),
    0 0 50px rgba(240, 221, 10, 0.4),
    inset 0 1px 0 rgba(255, 255, 255, 0.22);
}
.industry-rail__row:hover .industry-rail__icon svg {
  filter: drop-shadow(0 0 6px rgba(240, 221, 10, 1));
}
.industry-rail__name {
  font-family: 'Radio Canada Big', 'Inter', sans-serif;
  font-size: 1.0625rem;
  font-weight: 600;
  letter-spacing: -0.005em;
  color: #ffffff;
}
.industry-rail__desc {
  font-size: 0.9375rem;
  color: rgba(246, 243, 236, 0.65);
  line-height: 1.5;
}
.industry-rail__meta {
  display: flex;
  align-items: center;
  gap: 0.9rem;
}
.industry-rail__tag {
  font-family: 'JetBrains Mono', ui-monospace, monospace;
  font-size: 0.625rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-ink);
  background: var(--color-accent);
  padding: 3px 8px;
  border-radius: 3px;
  box-shadow: 0 0 14px rgba(240, 221, 10, 0.45);
}
.industry-rail__arrow {
  font-size: 0.875rem;
  color: rgba(246, 243, 236, 0.45);
  transition: transform 0.25s ease, color 0.25s ease;
}
.industry-rail__row--feature {
  background: linear-gradient(135deg, rgba(240, 221, 10, 0.04) 0%, rgba(240, 221, 10, 0.015) 100%);
  border-top-color: rgba(240, 221, 10, 0.18);
}
.industry-rail__row--feature .industry-rail__arrow { color: var(--color-accent); }
.industry-rail__row--feature:hover {
  background: linear-gradient(135deg, rgba(240, 221, 10, 0.08) 0%, rgba(240, 221, 10, 0.03) 100%);
}
@media (max-width: 780px) {
  .industry-rail__row {
    grid-template-columns: 1fr auto;
    grid-template-areas:
      "label meta"
      "desc desc";
    gap: 0.5rem 1rem;
    padding: 1rem 1rem 1.05rem;
  }
  .industry-rail__index { display: none; }
  .industry-rail__label { grid-area: label; }
  .industry-rail__desc { grid-area: desc; font-size: 0.875rem; }
  .industry-rail__meta { grid-area: meta; }
  .industry-rail__name { font-size: 1rem; }
}

/* Legacy cards grid — kept for any page still using it */
.industries-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  margin-top: 3rem;
}
@media (max-width: 980px) {
  .industries-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 600px) {
  .industries-grid { grid-template-columns: 1fr; }
}
.industry-card {
  background: #fff;
  border: 1px solid rgba(10, 15, 20, 0.08);
  border-radius: 14px;
  padding: 1.5rem 1.5rem 1.35rem;
  text-decoration: none;
  color: inherit;
  display: flex;
  flex-direction: column;
  gap: 0.7rem;
  transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
  position: relative;
}
.industry-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 32px -16px rgba(10, 15, 20, 0.18);
  border-color: var(--color-accent);
}
.industry-card__icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--color-accent);
  color: var(--color-ink);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.industry-card__title {
  font-size: 1.125rem;
  font-weight: 700;
  letter-spacing: -0.01em;
  margin: 0;
}
.industry-card__body {
  font-size: 0.9375rem;
  color: var(--color-ink-muted);
  line-height: 1.55;
  margin: 0;
  flex-grow: 1;
}
.industry-card__cta {
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--color-ink);
  margin-top: 0.5rem;
  letter-spacing: 0.02em;
}
.industry-card--feature {
  background: linear-gradient(135deg, #0a0f14, #0e1520);
  color: #f6f3ec;
  border-color: transparent;
}
.industry-card--feature .industry-card__title { color: #fff; }
.industry-card--feature .industry-card__body { color: rgba(246, 243, 236, 0.72); }
.industry-card--feature .industry-card__cta { color: var(--color-accent); }
.industry-card--feature .industry-card__icon {
  background: rgba(255, 212, 58, 0.18);
  color: var(--color-accent);
}
.industry-card__tag {
  position: absolute;
  top: 1rem;
  right: 1rem;
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-accent);
}

/* ================================================================
   v11 — "Six reasons" interactive tabs section
   ================================================================ */
.reasons {
  display: grid;
  grid-template-columns: minmax(340px, 0.85fr) 1.15fr;
  gap: var(--space-5);
  align-items: stretch;
}

/* --- Tab list (left) --- */
.reasons__list {
  display: flex;
  flex-direction: column;
  gap: 2px;
  background: var(--color-border);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  align-self: start;
}
.reason-tab {
  all: unset;
  box-sizing: border-box;
  display: grid;
  grid-template-columns: 56px 1fr auto;
  align-items: center;
  gap: var(--space-3);
  padding: calc(var(--space-5) + 2px) var(--space-5);
  background: var(--color-surface);
  cursor: pointer;
  font-family: var(--font-sans);
  color: var(--color-text);
  position: relative;
  transition: background 0.25s ease, color 0.25s ease, padding-left 0.25s ease;
  border-left: 3px solid transparent;
}
.reason-tab:hover {
  background: var(--color-cream, #f6f3ec);
}
.reason-tab:focus-visible {
  outline: 2px solid var(--color-accent);
  outline-offset: -2px;
}
.reason-tab__num {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  color: var(--color-text-faint);
  font-size: 1.35rem;
  transition: color 0.25s ease;
}
.reason-tab__title {
  font-size: var(--text-base);
  font-weight: 600;
  letter-spacing: -0.01em;
  line-height: 1.25;
}
.reason-tab__arrow {
  color: var(--color-text-faint);
  font-size: 1rem;
  opacity: 0;
  transform: translateX(-4px);
  transition: opacity 0.25s ease, transform 0.25s ease, color 0.25s ease;
}
.reason-tab:hover .reason-tab__arrow {
  opacity: 0.6;
  transform: translateX(0);
}
.reason-tab.is-active {
  background: var(--color-dark, #0a0f14);
  color: var(--color-dark-text, #f6f3ec);
  border-left-color: var(--color-accent);
}
.reason-tab.is-active .reason-tab__num {
  color: var(--color-accent);
}
.reason-tab.is-active .reason-tab__arrow {
  opacity: 1;
  transform: translateX(0);
  color: var(--color-accent);
}

/* --- Panel (right) --- */
.reasons__panel {
  position: relative;
  background: var(--color-dark, #0a0f14);
  color: var(--color-dark-text, #f6f3ec);
  border-radius: var(--radius-md);
  padding: var(--space-8) var(--space-8);
  overflow: hidden;
  min-height: 420px;
  display: flex;
  align-items: stretch;
}
.reasons__panel::before {
  /* subtle top-right accent glow */
  content: "";
  position: absolute;
  top: -80px;
  right: -80px;
  width: 260px;
  height: 260px;
  background: radial-gradient(circle, rgba(255, 212, 58, 0.18), transparent 70%);
  pointer-events: none;
}
.reason-panel__inner {
  width: 100%;
  display: flex;
  flex-direction: column;
  opacity: 0;
  transform: translateY(8px);
  transition: opacity 0.35s ease, transform 0.35s ease;
}
.reason-panel__inner[hidden] { display: none; }
.reason-panel__inner.is-active {
  opacity: 1;
  transform: translateY(0);
}
.reason-panel__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-xs, 0.75rem);
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: rgba(246, 243, 236, 0.6);
  margin-bottom: var(--space-5);
}
.reason-panel__num {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 1rem;
  letter-spacing: 0;
  text-transform: none;
  color: var(--color-accent);
}
.reason-panel__eyebrow > span:last-child {
  padding-left: var(--space-3);
  border-left: 1px solid rgba(246, 243, 236, 0.2);
}
.reason-panel__title {
  font-family: var(--font-sans);
  font-size: clamp(2rem, 3.5vw, 2.75rem);
  line-height: 1.1;
  letter-spacing: -0.03em;
  font-weight: 700;
  margin: 0 0 var(--space-5);
  color: var(--color-dark-text, #f6f3ec);
}
.reason-panel__title em {
  font-family: 'Newsreader', Georgia, serif;
  font-style: italic;
  font-weight: 400;
  color: var(--color-accent);
}
.reason-panel__body {
  font-size: var(--text-base);
  line-height: 1.65;
  color: rgba(246, 243, 236, 0.78);
  margin: 0 0 var(--space-6);
  max-width: 52ch;
}
.reason-panel__points {
  list-style: none;
  padding: 0;
  margin: auto 0 0;
  border-top: 1px solid rgba(246, 243, 236, 0.12);
  padding-top: var(--space-5);
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-3);
}
.reason-panel__points li {
  position: relative;
  padding-left: 22px;
  font-size: var(--text-sm);
  color: rgba(246, 243, 236, 0.85);
  line-height: 1.5;
}
.reason-panel__points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 12px;
  height: 2px;
  background: var(--color-accent);
}

/* --- Responsive: stack to accordion-style on tablet/mobile --- */
@media (max-width: 960px) {
  .reasons {
    grid-template-columns: 1fr;
    gap: var(--space-4);
  }
  .reasons__panel {
    min-height: 0;
    padding: var(--space-7) var(--space-6);
    order: 2;
  }
  .reasons__list { order: 1; }
  .reason-tab { padding: var(--space-4) var(--space-5); }
  .reason-tab__title { font-size: 0.95rem; }
}
@media (max-width: 560px) {
  .reason-tab { grid-template-columns: 40px 1fr auto; gap: var(--space-2); }
  .reason-tab__num { font-size: 1.15rem; }
  .reasons__panel { padding: var(--space-6) var(--space-5); }
  .reason-panel__title { font-size: 1.6rem; }
  .reason-panel__body { font-size: 0.95rem; }
}

/* ================================================================
   v12 — Worker feedback: retheme + new sections
   Colours updated in tokens above. Below = new section styles.
   ================================================================ */

/* Display font for marquee headings */
.clients-hero__title,
.section__title,
h1, h2 {
  font-family: var(--font-display);
}

/* ---------- HOW WE OPERATE — futuristic dark section ---------- */
.ops-section {
  position: relative;
  background: var(--color-bg);
  color: var(--color-text);
  overflow: hidden;
  isolation: isolate;
  padding-top: var(--space-20);
  padding-bottom: var(--space-20);
}
.ops-section__bg {
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
}
.ops-section__grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(17, 24, 39, 0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(17, 24, 39, 0.05) 1px, transparent 1px);
  background-size: 48px 48px;
  background-position: 0 0;
  mask-image: radial-gradient(ellipse at 50% 55%, rgba(0,0,0,0.7), transparent 80%);
  -webkit-mask-image: radial-gradient(ellipse at 50% 55%, rgba(0,0,0,0.7), transparent 80%);
}
.ops-section__glow {
  position: absolute;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  filter: blur(80px);
  opacity: 0.4;
}
.ops-section__glow--a {
  background: radial-gradient(circle, rgba(240, 221, 10, 0.35), transparent 60%);
  top: -250px;
  left: -200px;
  opacity: 0.55;
}
.ops-section__glow--b {
  background: radial-gradient(circle, rgba(110, 197, 58, 0.22), transparent 60%);
  bottom: -280px;
  right: -180px;
  opacity: 0.5;
}
.ops-section .container { position: relative; z-index: 1; }

.ops-section__head { text-align: center; max-width: 780px; margin: 0 auto var(--space-12); }
.ops-section__title { color: var(--color-text); }
.ops-section__title em {
  color: var(--color-text);
  font-style: italic;
  background-image: linear-gradient(180deg, transparent 72%, rgba(240, 221, 10, 0.75) 72%, rgba(240, 221, 10, 0.75) 92%, transparent 92%);
  padding: 0 0.1em;
}
.ops-section__lede { color: var(--color-text-muted); }

/* Animated pulse dot on eyebrow */
.eyebrow--light {
  color: #4fb820;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  letter-spacing: 0.18em;
  font-weight: 700;
  font-size: 0.78rem;
  text-transform: uppercase;
}
.eyebrow__pulse {
  display: inline-block;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #4fb820;
  box-shadow: 0 0 0 0 rgba(79, 184, 32, 0.6);
  animation: opsPulse 2.2s ease-out infinite;
}
@keyframes opsPulse {
  0% { box-shadow: 0 0 0 0 rgba(79, 184, 32, 0.55); }
  70% { box-shadow: 0 0 0 12px rgba(79, 184, 32, 0); }
  100% { box-shadow: 0 0 0 0 rgba(79, 184, 32, 0); }
}

/* --- Ops grid & cards — Neon Frame (lime → yellow gradient stripe on light cards) --- */
.ops-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
  align-items: stretch;
}
.ops-card {
  position: relative;
  background: #ffffff;
  border: 1px solid rgba(17, 24, 39, 0.08);
  border-radius: 20px;
  padding: calc(var(--space-8) + 4px) var(--space-8) var(--space-8);
  display: flex;
  flex-direction: column;
  color: #111827;
  text-decoration: none;
  overflow: hidden;
  box-shadow:
    0 1px 0 rgba(17, 24, 39, 0.04),
    0 12px 32px -16px rgba(17, 24, 39, 0.10);
  transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1),
              border-color 0.3s ease,
              box-shadow 0.4s ease;
}
.ops-card::before {
  /* Lime → yellow gradient stripe, always visible */
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, #6ec53a 0%, #8fe04d 50%, #f0dd0a 100%);
}
.ops-card:hover {
  transform: translateY(-6px);
  border-color: rgba(17, 24, 39, 0.14);
  box-shadow:
    0 1px 0 rgba(17, 24, 39, 0.04),
    0 24px 48px -20px rgba(17, 24, 39, 0.14);
}

/* Meta row: numeral pill (with pulse dot) + status label */
.ops-card__meta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--space-6);
  gap: var(--space-3);
}
.ops-card__num {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: 'JetBrains Mono', 'SF Mono', ui-monospace, Menlo, Consolas, monospace;
  font-weight: 600;
  font-size: 0.8rem;
  letter-spacing: 0.14em;
  color: #6b7280;
  background: transparent;
  border: none;
  padding: 0;
  border-radius: 0;
}
.ops-card__num::before {
  /* Lime pulse dot to the left of the numeral */
  content: "";
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #6ec53a;
  box-shadow: 0 0 0 4px rgba(110, 197, 58, 0.18);
  position: static;
  flex: 0 0 auto;
  animation: opsPulse 2.4s ease-out infinite;
}
.ops-card__status {
  display: inline-flex;
  align-items: center;
  gap: 0;
  font-family: 'JetBrains Mono', 'SF Mono', ui-monospace, Menlo, Consolas, monospace;
  font-size: 0.68rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: #111827;
  font-weight: 500;
  padding: 4px 12px;
  background: #fafafa;
  border: 1px solid rgba(17, 24, 39, 0.12);
  border-radius: 999px;
}
.ops-card__status-dot { display: none; }
.ops-card__status--dark { color: #111827; }

.ops-card__title {
  font-family: var(--font-display);
  font-size: 1.9rem;
  line-height: 1.05;
  letter-spacing: -0.02em;
  font-weight: 600;
  margin: 0 0 var(--space-4);
  color: #111827;
  text-align: left;
}
.ops-card__rule { display: none; }

.ops-card__body {
  font-size: 0.95rem;
  line-height: 1.6;
  color: #4b5563;
  margin: 0 0 var(--space-5);
  flex-grow: 1;
}
.ops-card__points {
  list-style: none;
  padding: 0;
  margin: 0 0 var(--space-5);
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.ops-card__points li {
  position: relative;
  padding-left: 26px;
  font-size: 0.9rem;
  color: #111827;
  line-height: 1.5;
  font-family: 'Inter', sans-serif;
  letter-spacing: 0;
}
.ops-card__points li::before {
  /* Soft lime-tinted circle behind a lime tick */
  content: "";
  position: absolute;
  left: 0;
  top: 0.28em;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: rgba(110, 197, 58, 0.16);
}
.ops-card__points li::after {
  /* Lime tick mark */
  content: "";
  position: absolute;
  left: 4px;
  top: calc(0.28em + 4px);
  width: 8px;
  height: 4px;
  border-left: 1.8px solid #4f9c21;
  border-bottom: 1.8px solid #4f9c21;
  transform: rotate(-45deg);
  box-shadow: none;
}

/* Hide decorative arc in neon-frame look */
.ops-card__arc { display: none; }

/* Featured middle card — yellow stripe, yellow glow */
.ops-card--feature {
  border-color: rgba(240, 221, 10, 0.55);
  box-shadow:
    0 1px 0 rgba(17, 24, 39, 0.04),
    0 24px 56px -22px rgba(240, 221, 10, 0.45),
    0 12px 32px -16px rgba(17, 24, 39, 0.10);
}
.ops-card--feature::before {
  background: linear-gradient(90deg, #f0dd0a 0%, #f0dd0a 100%);
  height: 5px;
}
.ops-card--feature:hover {
  transform: translateY(-10px);
  border-color: rgba(240, 221, 10, 0.75);
  box-shadow:
    0 1px 0 rgba(17, 24, 39, 0.04),
    0 34px 70px -22px rgba(240, 221, 10, 0.55),
    0 18px 40px -18px rgba(17, 24, 39, 0.12);
}
.ops-card--feature .ops-card__num { color: #6b7280; }
.ops-card--feature .ops-card__num::before {
  background: #f0dd0a;
  box-shadow: 0 0 0 4px rgba(240, 221, 10, 0.22);
}
.ops-card--feature .ops-card__status {
  background: #f0dd0a;
  border-color: #f0dd0a;
  color: #111827;
  font-weight: 600;
}
.ops-card--feature .ops-card__title { color: #111827; }
.ops-card--feature .ops-card__body { color: #4b5563; }
.ops-card--feature .ops-card__points li { color: #111827; }
/* Feature card keeps lime ticks for visual consistency with the other two */

/* Card CTA label — "Explore X →" */
.ops-card__cta {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-top: auto;
  padding-top: var(--space-5);
  border-top: 1px solid rgba(17, 24, 39, 0.08);
  font-family: 'JetBrains Mono', 'SF Mono', ui-monospace, Menlo, Consolas, monospace;
  font-size: 0.72rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: #111827;
  font-weight: 600;
  transition: letter-spacing 0.4s ease, color 0.3s ease;
}
.ops-card__cta span[aria-hidden="true"] {
  display: inline-block;
  transform: translateX(0);
  transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1);
  color: #4f9c21;
}
.ops-card--feature .ops-card__cta span[aria-hidden="true"] { color: #111827; }
.ops-card:hover .ops-card__cta { letter-spacing: 0.2em; }
.ops-card:hover .ops-card__cta span[aria-hidden="true"] { transform: translateX(6px); }

.ops-card__cta--dark {
  color: #111827;
  border-top-color: rgba(17, 24, 39, 0.08);
}

/* Responsive */
@media (max-width: 960px) {
  .ops-grid { grid-template-columns: 1fr; gap: var(--space-8); }
  .ops-section { padding-top: var(--space-16); padding-bottom: var(--space-16); }
  .ops-card { padding: var(--space-8) var(--space-6) var(--space-8); border-radius: 20px; }
  .ops-card:hover { transform: translateY(-4px); }
  .ops-card--feature:hover { transform: translateY(-6px); }
  .ops-card__meta { margin-bottom: var(--space-5); }
  .ops-card__status { font-size: 0.62rem; letter-spacing: 0.14em; padding: 3px 10px; }
  .ops-card__title { font-size: 1.6rem; margin-bottom: var(--space-4); }
  .ops-card__body { margin-bottom: var(--space-5); font-size: 0.95rem; }
  .ops-card__points { margin-bottom: var(--space-5); }
  .ops-card__cta {
    font-size: 0.66rem;
    letter-spacing: 0.1em;
    flex-wrap: wrap;
    white-space: normal;
    line-height: 1.4;
  }
  .ops-card:hover .ops-card__cta { letter-spacing: 0.12em; }
}

/* ---------- TAILORED BENEFITS (inside industries) ---------- */
/* ===== INDUSTRIES SECTION — futuristic bg ===== */
.section--industries {
  position: relative;
  overflow: hidden;
  isolation: isolate;
}
.section--industries > .container { position: relative; z-index: 2; }

.industries-fx {
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  overflow: hidden;
}
/* Animated grid backdrop — subtle, perspective-tilted */
.industries-fx__grid {
  position: absolute;
  inset: -10% -5% -10% -5%;
  background-image:
    linear-gradient(rgba(17, 24, 39, 0.055) 1px, transparent 1px),
    linear-gradient(90deg, rgba(17, 24, 39, 0.055) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(ellipse 85% 70% at 50% 45%, #000 55%, transparent 95%);
  -webkit-mask-image: radial-gradient(ellipse 85% 70% at 50% 45%, #000 55%, transparent 95%);
  opacity: 0.9;
  animation: indDrift 22s linear infinite;
}
@keyframes indDrift {
  0% { background-position: 0 0, 0 0; }
  100% { background-position: 56px 56px, 56px 56px; }
}
/* Diagonal scanline accents */
.industries-fx__scan {
  position: absolute;
  left: -10%;
  right: -10%;
  height: 1px;
  background: linear-gradient(90deg, transparent 0%, rgba(240, 221, 10, 0.45) 45%, rgba(110, 197, 58, 0.35) 55%, transparent 100%);
  transform: rotate(-2deg);
  opacity: 0.7;
}
.industries-fx__scan--a { top: 18%; animation: indScan 9s ease-in-out infinite; }
.industries-fx__scan--b { top: 72%; animation: indScan 11s ease-in-out infinite reverse; animation-delay: -3s; }
@keyframes indScan {
  0%, 100% { transform: rotate(-2deg) translateX(-6%); opacity: 0.35; }
  50% { transform: rotate(-2deg) translateX(6%); opacity: 0.75; }
}
/* Soft colour orbs */
.industries-fx__orb {
  position: absolute;
  width: 520px; height: 520px;
  border-radius: 50%;
  filter: blur(80px);
  opacity: 0.32;
}
.industries-fx__orb--y {
  background: radial-gradient(circle, #f0dd0a 0%, rgba(240, 221, 10, 0) 65%);
  top: -180px; left: -140px;
}
.industries-fx__orb--l {
  background: radial-gradient(circle, #6ec53a 0%, rgba(110, 197, 58, 0) 65%);
  bottom: -200px; right: -140px;
  opacity: 0.22;
}
/* Bracket markers at corners */
.industries-fx__corner {
  position: absolute;
  width: 26px; height: 26px;
}
.industries-fx__corner span {
  position: absolute;
  background: rgba(17, 24, 39, 0.35);
}
.industries-fx__corner span:nth-child(1) { width: 100%; height: 1px; }
.industries-fx__corner span:nth-child(2) { width: 1px; height: 100%; }
.industries-fx__corner--tl { top: 28px; left: 28px; }
.industries-fx__corner--tl span:nth-child(1) { top: 0; left: 0; }
.industries-fx__corner--tl span:nth-child(2) { top: 0; left: 0; }
.industries-fx__corner--tr { top: 28px; right: 28px; }
.industries-fx__corner--tr span:nth-child(1) { top: 0; right: 0; }
.industries-fx__corner--tr span:nth-child(2) { top: 0; right: 0; }
.industries-fx__corner--bl { bottom: 28px; left: 28px; }
.industries-fx__corner--bl span:nth-child(1) { bottom: 0; left: 0; }
.industries-fx__corner--bl span:nth-child(2) { bottom: 0; left: 0; }
.industries-fx__corner--br { bottom: 28px; right: 28px; }
.industries-fx__corner--br span:nth-child(1) { bottom: 0; right: 0; }
.industries-fx__corner--br span:nth-child(2) { bottom: 0; right: 0; }
/* Tech coordinate labels */
.industries-fx__coord {
  position: absolute;
  font-family: 'JetBrains Mono', 'SF Mono', ui-monospace, Menlo, Consolas, monospace;
  font-size: 0.62rem;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: rgba(17, 24, 39, 0.38);
  font-weight: 500;
}
.industries-fx__coord--tl { top: 30px; left: 62px; }
.industries-fx__coord--br { bottom: 30px; right: 62px; }

/* ===== benefits grid (now clickable cards) ===== */
.tailored-benefits {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-5);
  margin: var(--space-10) 0 var(--space-12);
}
.tailored-benefits__item {
  position: relative;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: var(--space-6);
  color: inherit;
  text-decoration: none;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  box-shadow: 0 1px 2px rgba(17, 24, 39, 0.04);
  transition: border-color 0.3s ease, transform 0.3s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.3s ease, background 0.3s ease;
}
.tailored-benefits__item::before {
  /* subtle diagonal accent line on hover */
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--color-accent) 0%, #6ec53a 100%);
  transform: scaleX(0);
  transform-origin: 0 50%;
  transition: transform 0.5s cubic-bezier(0.16, 1, 0.3, 1);
}
.tailored-benefits__item:hover {
  border-color: rgba(240, 221, 10, 0.55);
  transform: translateY(-6px);
  box-shadow:
    0 14px 28px -12px rgba(17, 24, 39, 0.18),
    0 28px 44px -20px rgba(240, 221, 10, 0.2);
  background: #ffffff;
}
.tailored-benefits__item:hover::before { transform: scaleX(1); }

.tailored-benefits__index {
  position: absolute;
  top: var(--space-5);
  right: var(--space-6);
  font-family: 'JetBrains Mono', 'SF Mono', ui-monospace, Menlo, Consolas, monospace;
  font-size: 0.72rem;
  letter-spacing: 0.18em;
  color: rgba(17, 24, 39, 0.35);
  font-weight: 600;
}
.tailored-benefits__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px; height: 44px;
  border-radius: 10px;
  background: var(--color-accent);
  color: var(--color-accent-ink);
  margin-bottom: var(--space-4);
}
.tailored-benefits__item h4 {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 700;
  letter-spacing: -0.01em;
  margin: 0 0 var(--space-2);
  color: var(--color-text);
}
.tailored-benefits__item p {
  font-size: 0.92rem;
  line-height: 1.55;
  color: var(--color-text-muted);
  margin: 0 0 var(--space-5);
  flex-grow: 1;
}
.tailored-benefits__cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding-top: var(--space-4);
  border-top: 1px dashed rgba(17, 24, 39, 0.14);
  font-family: 'JetBrains Mono', 'SF Mono', ui-monospace, Menlo, Consolas, monospace;
  font-size: 0.72rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-text);
  font-weight: 600;
  transition: color 0.3s ease, letter-spacing 0.4s ease;
}
.tailored-benefits__cta span[aria-hidden="true"] {
  display: inline-block;
  transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}
.tailored-benefits__item:hover .tailored-benefits__cta {
  letter-spacing: 0.2em;
  color: #0b6b18;
}
.tailored-benefits__item:hover .tailored-benefits__cta span[aria-hidden="true"] {
  transform: translateX(5px);
}
@media (max-width: 860px) {
  .tailored-benefits { grid-template-columns: repeat(2, 1fr); }
  .industries-fx__coord { display: none; }
  .industries-fx__corner { width: 18px; height: 18px; }
}
@media (max-width: 560px) {
  .tailored-benefits { grid-template-columns: 1fr; }
}

/* --- Benefit tick-list (2-column) --- */
.benefit-list {
  list-style: none;
  padding: 0;
  margin: 0 auto var(--space-10);
  max-width: 980px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  column-gap: 56px;
  row-gap: 22px;
}
.benefit-list__item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}
.benefit-list__tick {
  flex: 0 0 auto;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: rgba(110, 197, 58, 0.14);
  color: #4f9c21;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-top: 1px;
}
.benefit-list__body { min-width: 0; }
.benefit-list__title {
  display: inline-block;
  font-family: 'Radio Canada Big', 'Inter', sans-serif;
  font-weight: 600;
  font-size: 15.5px;
  line-height: 1.25;
  color: #111827;
  text-decoration: none;
  letter-spacing: -0.005em;
  margin-bottom: 4px;
  transition: color 160ms ease;
}
.benefit-list__title:hover { color: #4f9c21; }
.benefit-list__title:focus-visible {
  outline: 2px solid #f0dd0a;
  outline-offset: 3px;
  border-radius: 2px;
}
.benefit-list__desc {
  margin: 0;
  font-family: 'Inter', sans-serif;
  font-size: 13.5px;
  line-height: 1.55;
  color: #4b5563;
}
@media (max-width: 760px) {
  .benefit-list { grid-template-columns: 1fr; column-gap: 0; row-gap: 18px; }
}

.industries-subhead {
  text-align: center;
  margin-bottom: var(--space-8);
  padding-top: var(--space-4);
  border-top: 1px solid var(--color-divider);
}
.industries-subhead .eyebrow {
  display: inline-block;
  margin-bottom: var(--space-3);
}
.industries-subhead h3 {
  font-family: var(--font-display);
  font-size: 1.6rem;
  letter-spacing: -0.02em;
  font-weight: 700;
  margin: 0;
  color: var(--color-text);
}

/* ---------- WHY US GRID ---------- */
.whyus-grid {
  display: grid;
  grid-template-columns: 1.25fr 1fr 1fr;
  grid-auto-rows: minmax(200px, auto);
  gap: var(--space-5);
}
.whyus-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: var(--space-6);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
  display: flex;
  flex-direction: column;
}
.whyus-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 32px rgba(17, 24, 39, 0.08);
}
.whyus-card__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px; height: 44px;
  border-radius: 10px;
  background: var(--color-surface-tint);
  color: var(--color-text);
  margin-bottom: var(--space-4);
}
.whyus-card__title {
  font-family: var(--font-display);
  font-size: 1.2rem;
  font-weight: 700;
  letter-spacing: -0.015em;
  line-height: 1.25;
  margin: 0 0 var(--space-3);
  color: var(--color-text);
}
.whyus-card__body {
  font-size: 0.95rem;
  line-height: 1.6;
  color: var(--color-text-muted);
  margin: 0;
}
/* Wide card — spans both right columns on bottom row */
.whyus-card--wide { grid-column: 2 / span 2; }
.whyus-card--wide .whyus-card__body { max-width: 70ch; }

/* Feature card — anchors the left column, spans three rows */
.whyus-card--feature {
  grid-column: 1;
  grid-row: 1 / span 3;
  background: var(--color-dark);
  color: var(--color-dark-text);
  border-color: var(--color-dark);
  padding: var(--space-8);
  position: relative;
  overflow: hidden;
  justify-content: space-between;
}
.whyus-card--feature::before {
  content: "";
  position: absolute;
  top: -120px; right: -120px;
  width: 320px; height: 320px;
  background: radial-gradient(circle, rgba(240, 221, 10, 0.18), transparent 70%);
  pointer-events: none;
}
.whyus-card--feature .whyus-card__title {
  color: var(--color-dark-text);
  font-size: 1.9rem;
  line-height: 1.15;
  max-width: 18ch;
}
.whyus-card--feature .whyus-card__title em {
  color: var(--color-accent);
}
.whyus-card--feature .whyus-card__body {
  color: rgba(243, 244, 246, 0.75);
  max-width: 62ch;
  font-size: 1rem;
}
.whyus-card__tag {
  display: inline-block;
  background: var(--color-accent);
  color: var(--color-accent-ink);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 999px;
  margin-bottom: var(--space-5);
  align-self: flex-start;
}
.whyus-card__pills {
  display: flex;
  gap: var(--space-3);
  margin-top: var(--space-5);
  flex-wrap: wrap;
}
.whyus-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  border-radius: 999px;
  background: rgba(243, 244, 246, 0.08);
  border: 1px solid rgba(243, 244, 246, 0.15);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-dark-text);
}
.whyus-pill__dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--color-accent);
  display: inline-block;
}
.whyus-pill__dot--lime { background: var(--color-secondary, #6ec53a); }
.whyus-pill__dot--dark { background: #f3f4f6; }

@media (max-width: 960px) {
  .whyus-grid {
    grid-template-columns: 1fr;
    grid-auto-rows: auto;
  }
  .whyus-card--feature { grid-column: 1; grid-row: auto; padding: var(--space-7); }
  .whyus-card--feature .whyus-card__title { font-size: 1.5rem; }
  .whyus-card--wide { grid-column: 1; }
}
@media (min-width: 961px) and (max-width: 1199px) {
  .whyus-grid { grid-template-columns: 1fr 1fr; }
  .whyus-card--feature { grid-column: 1 / span 2; grid-row: auto; }
}

/* ============================================================ */
/* Debtor hero — portal CTA (one big button)                    */
/* ============================================================ */
.debtor-hero__cta {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
  align-items: center;
  margin-top: var(--space-8);
}
.debtor-hero__primary {
  font-size: 1.05rem;
  padding: 1.05rem 1.9rem;
  border-radius: 999px;
  font-weight: 700;
  letter-spacing: -0.005em;
  box-shadow:
    0 0 0 4px rgba(110, 197, 58, 0.18),
    0 8px 24px -8px rgba(110, 197, 58, 0.45);
  transition: transform 180ms ease, box-shadow 220ms ease;
}
.debtor-hero__primary:hover {
  transform: translateY(-1px);
  box-shadow:
    0 0 0 6px rgba(110, 197, 58, 0.22),
    0 12px 32px -8px rgba(110, 197, 58, 0.55);
}
.debtor-hero__secondary {
  font-size: 0.98rem;
  color: var(--color-text);
  font-weight: 600;
  text-decoration: none;
  border-radius: 999px;
}
.debtor-hero__note {
  margin-top: var(--space-4) !important;
  font-size: var(--text-sm) !important;
  color: var(--color-text-muted) !important;
  max-width: 56ch;
}
.btn--xl {
  font-size: 1.05rem;
  padding: 1.05rem 1.9rem;
}
@media (max-width: 640px) {
  .debtor-hero__cta { flex-direction: column; align-items: stretch; }
  .debtor-hero__primary, .debtor-hero__secondary { width: 100%; text-align: center; justify-content: center; }
}

/* Portal coming-soon micro-toast */
.portal-toast {
  position: fixed;
  bottom: 2rem;
  left: 50%;
  transform: translateX(-50%) translateY(120%);
  background: #111827;
  color: #fff;
  padding: 0.95rem 1.4rem;
  border-radius: 12px;
  border: 1px solid rgba(110,197,58,0.35);
  box-shadow: 0 16px 40px -10px rgba(0,0,0,0.4);
  display: flex;
  align-items: center;
  gap: 0.85rem;
  z-index: 9999;
  font-size: 0.95rem;
  max-width: 92vw;
  opacity: 0;
  transition: transform 320ms cubic-bezier(.2,.9,.3,1.2), opacity 220ms ease;
}
.portal-toast.is-visible { transform: translateX(-50%) translateY(0); opacity: 1; }
.portal-toast__dot {
  width: 8px; height: 8px; border-radius: 999px; background: #6ec53a;
  flex-shrink: 0;
  box-shadow: 0 0 0 4px rgba(110,197,58,0.18);
}
.portal-toast a {
  color: #f0dd0a;
  text-decoration: none;
  font-weight: 600;
  white-space: nowrap;
}